327 N Main St, Canton, NC 28716 Property Records

Haywood County property record for 327 N Main St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,925 sqft · built 1975
Lot Size	0.601 acres (26,158 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8657-93-9430`

Property Details

APN / Parcel Number

Primary APN	`8657-93-9430`
Alternative APNs	`274178` `283184` `290504`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,925 sqft Heated Area
Gross Area	2,452 sqft
1st Floor Area	1,925 sqft
Basement Area	1,925 sqft
Unfinished Basement	1,925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	26,158 sqft (0.601 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	290504
Street Address	327 N MAIN ST
City	CANTON
State	NC
Zip	28716-4099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	327 N MAIN ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4017
Census Tract	920202

Owner

327 N Main St is owned and occupied by two individuals who acquired it in November 2025.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 N MAIN ST, CANTON, NC 28716-4099
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer · FHA Mortgage NATIONS MORTGAGE LLC
Mar 22, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Aug 8, 2022	Intrafamily Transfer, Transfer
Nov 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025
Deed Sale	Nov 25, 2025
Prior Sale	Mar 22, 2024 · Amount on File
Deed Document Number	202510199
Deed Book / Page	1141 / 1555
Prior Transfer Date	Aug 2, 2022
Prior Transfer Doc	0010690195
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Nov 25, 2025
Property Address	327 N MAIN ST, CANTON, NC 28716-4099
Document Number	0011411555
Book / Page	1141 / 1555
Instrument Date	Nov 20, 2025
Instrument	2025010199
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	UNKNOWN, LENDERS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 N MAIN ST, CANTON, NC 28716-4099

Mortgage

Document Number	0011411558
Date	Nov 25, 2025
Instrument	1141/1558

Lender

Name	NATIONS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2050

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 22, 2024
Property Address	327 N MAIN ST, CANTON, NC 28716-4099
Document Number	0011041742
Book / Page	1104 / 1742
Instrument Date	Mar 18, 2024
Instrument	2024002294
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 GRACELYN RD, ASHEVILLE, NC 28804-3532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 N MAIN ST, CANTON, NC 28716-4099

Mortgage

Document Number	2024002295
Date	Mar 22, 2024
Instrument	2024002295

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Aug 8, 2022
Property Address	327 N MAIN ST, CANTON, NC 28716-4099
Document Number	0010690195
Book / Page	1069 / 195
Instrument Date	Aug 2, 2022
Instrument	2022008400
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 GRACELYN RD, 88, ASHEVILLE, NC 28804-3532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 GRACELYN RD, ASHEVILLE, NC 28804-3532

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 14, 2018
Property Address	327 N MAIN ST, CANTON, NC 28716-4099
Document Number	0009630385
Book / Page	000963 / 000385
Instrument Date	Nov 9, 2018
Instrument	10217
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$471.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	88 GRACELYN RD ASHEVILLE NC 288043532, ASHEVILLE, NC 28804-3532

Tax Assessment & Valuation

The 2025 property tax bill for 327 N Main St was $1,452.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,200 (-) Land $27,900 Building $207,300
2025	$1,452.00	$235,200 Land $27,900 Building $207,300	$235,200 Land $27,900 Building $207,300
2023		$235,200 Land $27,900 Building $207,300	$235,200 Land $27,900 Building $207,300
2021			$235,200 Land $27,900 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures