King County property record for 327 N 78th St, Seattle, WA 98103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,020 sqft · built 1914 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Oct 2025) |
| Tax Bill | $10,105 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009100-0035 |
| Primary APN | 009100-0035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 1,150 sqft |
| Finished Basement | 870 sqft |
| Unfinished Basement | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 009100003509 |
|---|---|
| Street Address | 327 N 78TH ST |
| City | SEATTLE |
| State | WA |
| Zip | 98103-4617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | ALBERT ADD PLAT BLOCK: 1 PLAT LOT: 5 |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 06 |
| Legal Subdivision | ALBERT ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2800 |
Source: King County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 327 N 78TH ST, SEATTLE, WA 98103-4617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage VINTAGE LOANS LLC |
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Oct 8, 1996 · Amount on Record |
| Deed Document Number | 2025452 |
| Prior Transfer Date | Oct 7, 1996 |
| Prior Transfer Doc | 0000001276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 327 N 78TH ST, SEATTLE, WA 98103-4617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|---|
| Address | 327 N 78TH ST, SEATTLE, WA 98103-4617 |
| Document Number | 0000000115 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 20250903000115 |
| Name | VINTAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SEATTLE, WA 98105 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Oct 21, 2025 |
| Property Address | 327 N 78TH ST, SEATTLE, WA 98103-4617 |
| Document Number | 0000000452 |
| Map Reference | VOL 19 PG 66 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 20251021000452 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 N 78TH ST, SEATTLE, WA 98103-4617 |
| Document Number | 0000000453 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 20251021000453 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,105.00 (+21%) | ||
| 2025 | $957,000 (+13.39%) Land $669,000 Building $288,000 | $957,000 (+13.39%) Land $669,000 Building $288,000 | |
| 2024 | $8,351.00 (+7.82%) | $844,000 (-5.27%) Land $756,000 Building $88,000 | $844,000 (-5.27%) Land $756,000 Building $88,000 |
| 2022 | $7,745.00 | $891,000 Land $666,000 Building $225,000 | $891,000 Land $666,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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