327 Main St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 327 Main St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,927 sqft · built 1986
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,122 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2020 Refinance + 1 more
APN	`WINC M:7 B:0 L:32`

Property Details

APN / Parcel Number

Primary APN	`WINC M:7 B:0 L:32`
Alternative APN	`WCDN M:7 B:0 L:32`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,927 sqft Living Area
Gross Area	3,005 sqft
Basement Area	1,100 sqft
Unfinished Basement	550 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Street Address	327 MAIN ST
City	WINCHENDON
State	MA
Zip	01475-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	32
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1027
Census Tract	702202

Owner

327 Main St is owned and occupied by two individuals who acquired it in January 2015.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	327 MAIN ST, WINCHENDON, MA 01475-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Dec 17, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2015
Deed Sale	Jan 26, 2015
Prior Sale	Feb 22, 2013 · Amount on File
Deed Document Number	20156810
Deed Book / Page	53303 / 125
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Recording Date	May 28, 2026
Property Address	327 MAIN ST, WINCHENDON, MA 01475-1000
Document Number	073631-321
Book / Page	73631 / 321
Instrument Date	May 18, 2026
Instrument	202642098
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 MAIN ST, WINCHENDON, MA 01475-1000

Mortgage

Document Number	0000042098,
Date	May 28, 2026
Book Page	73631/321
Instrument	202642098

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	327 MAIN ST, WINCHENDON, MA 01475-1000
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062025-337
Date	Mar 11, 2020
Book Page	62025/337
Instrument	25627

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	327 MAIN ST, WINCHENDON, MA 01475-1000
Document Number	59865-50
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 MAIN ST WINCHENDON MA 014751000, WINCHENDON, MA 01475-1000

Mortgage

Document Number	59865-50
Date	Dec 24, 2018
Book Page	059865/000050
Instrument	136204

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 327 Main St was $4,122, up 4.8% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+4.78%)	$350,800 (+11.83%) Land $50,500 Building $300,300	$457,710 (-)
2024	$3,934.00 (-0.15%)	$313,700 (+6.7%) Land $46,200 Building $267,500	$457,710
2023	$3,940.00	$294,000 Land $44,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 327 Main St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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