327 Lakeshore Dr, Columbus, MS 39705 Property Records

Lowndes County property record for 327 Lakeshore Dr, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 4,105 sqft · built 1982
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2018)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47W240009400`

Property Details

APN / Parcel Number

Primary APN	`47W240009400`
Alternative APNs	`007009` `7009`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Building Area	4,105 sqft Adjusted Area
1st Floor Area	2,981 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick Veneer
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	007009
Street Address	327 LAKESHORE DR
City	COLUMBUS
State	MS
Zip	39705-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 327 LAKESHORE DR LOT 29
Legal Range	18W
Legal Township	17S
Legal Section	34
Legal Subdivision	PENNINGTON LAKES SUBDIV
Legal Lot Number	29
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	301

Owner

327 Lakeshore Dr is owned and occupied by an individual who bought it in June 2018.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	327 LAKESHORE DR, COLUMBUS, MS 39705-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING & URBAN DEVELOPMENT
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Deed Document Number	0020184272
Deed Book / Page	2018 / 4272
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	327 LAKESHORE DR, COLUMBUS, MS 39705-1608
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202529020
Date	Dec 12, 2025
Book Page	2025/29020

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2065

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	327 LAKESHORE DR, COLUMBUS, MS 39705-1608
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202312988
Date	Jun 22, 2023
Book Page	2023/12988
Instrument	1032265

Lender

Name	HOUSING & URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	327 LAKESHORE DR, COLUMBUS, MS 39705-1608
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220443
Date	Jan 5, 2022
Book Page	2022/443

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 22, 2018
Property Address	327 LAKESHORE DR, COLUMBUS, MS 39705-1608
Document Number	0020184272
Book / Page	002018 / 004272
Instrument Date	Jun 7, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 LAKESHORE DR COLUMBUS MS 397051608, COLUMBUS, MS 39705-1608

Mortgage

Document Number	20182943
Date	Jun 22, 2018
Book Page	002018/012943

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 327 Lakeshore Dr was $3,801, up 1.8% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,801.00 (+1.82%)	$33,789	$225,260 Land $35,000 Building $190,260
2024	$3,733.00 (+11.83%)
2023	$3,338.00	$29,915	$199,430 Land $35,000 Building $164,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Lakeshore Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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