Polk County property record for 327 King Stepp Rd, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Other > Other Improved |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,440 sqft Finished Area |
| Lot Size | 49,658 sqft (1.14 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,375.00 (2025) |
| Primary APN | P65-102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,440 sqft Finished Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Retaining Wall Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 49,658 sqft (1.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 56465 |
|---|---|
| Street Address | 327 KING STEPP RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4638 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 920202 |
Source: Polk County records · APN P65-102
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 327 KING STEPP RD, MILL SPRING, NC 28756-4638 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 18, 2018 | Deed of Trust, Mortgage CAPITAL BANK NA |
| Jan 23, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2024 |
| Deed Sale | Jan 19, 2024 |
| Prior Sale | Feb 18, 2005 · Amount on Record |
| Deed Doc Number | 0004822359 |
| Prior Transfer Date | Jan 23, 2017 |
| Prior Transfer Doc | 0004241152 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 327 KING STEPP RD, MILL SPRING, NC 28756-4638 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000436/0000001767 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 0000000436/0000001767 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jan 23, 2017 |
| Property Address | 327 KING STEPP RD, MILL SPRING, NC 28756-4638 |
| Document Number | 00424/1152 |
| Book / Page | 424 / 1152 |
| Map Reference | DD 323 PG 1951 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8285 HOWARD GAP RD, 8285, SALUDA, NC 28773-6763 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 219 GULL AVE, EAST FLAT ROCK, NC 28726-2023 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,375.00 (+1.93%) | $273,735 (+30.4%) Land $26,295 Building $247,440 | $273,735 (+30.4%) Land $26,295 Building $247,440 |
| 2023 | $1,349.00 | $209,925 Land $20,700 Building $189,225 | |
| 2021 | $209,925 Land $20,700 Building $189,225 |
327 King Stepp Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 58th percentile of exposed land nationally · 80th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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