327 Garfield Dr, Bloomington, IL 61701 Property Records

McLean County property record for 327 Garfield Dr, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,954 sqft · built 1963
Lot Size	0.225 acres (9,796 sqft)
Owner	2 Company Names on File
Last Sale	$185,000 (Jan 2024)
Tax Bill	$4,018 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-327-014`

Property Details

APN / Parcel Number

Primary APN	`14-35-327-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,954 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,029 sqft
Basement Area	925 sqft
Finished Basement	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,796 sqft (0.225 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	327 GARFIELD DR
City	BLOOMINGTON
State	IL
Zip	61701-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	FAIRWAY KNOLLS 8TH ADD LOT 346
Legal Subdivision	FAIRWAY KNOLLS
Legal Lot Number	346
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

327 Garfield Dr is owned by a company that bought it in January 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Company Names on File
Mailing Address	327 GARFIELD DR, BLOOMINGTON, IL 61701-2125
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Administrator's Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Feb 11, 2022	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Feb 11, 2022 · Amount on File
Deed Document Number	2024762
Prior Transfer Date	Jan 4, 2024
Prior Transfer Doc	0000000762
Record Updated	Jun 8, 2026

January 2024: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 18, 2024
Property Address	327 GARFIELD DR, BLOOMINGTON, IL 61701-2125
Document Number	202400000762
Instrument Date	Jan 4, 2024
Instrument	2024-00000762
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 GARFIELD DR, BLOOMINGTON, IL 61701-2125

Mortgage

Document Number	202400000763
Date	Jan 18, 2024
Instrument	2024-00000763

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 11, 2022
Property Address	327 GARFIELD DR, BLOOMINGTON, IL 61701-2125
Document Number	202200002900
Instrument Date	Feb 11, 2022
Instrument	2022-00002900
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FTC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 GARFIELD DR, BLOOMINGTON, IL 61701-2125

Mortgage

Document Number	202200002901
Date	Feb 11, 2022
Instrument	2022-00002901

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

Mortgage

Document Number	202200002902
Date	Feb 11, 2022
Instrument	2022-00002902

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,055 Land $17,490 Building $47,565	$195,165 Land $52,470 Building $142,695
2024	$4,018.00 (+8.65%)
2023	$3,698.00 (+11.62%)	$50,253 (+11.69%) Land $13,510 Building $36,743	$150,759 (+11.69%) Land $40,530 Building $110,229
2022	$3,313.00	$44,993 Land $12,096 Building $32,897	$134,979 Land $36,288 Building $98,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 Garfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Garfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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