327 Flora Ave, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 327 Flora Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,053 sqft · built 1953
Lot Size	0.131 acres (5,702 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Sep 2021)
Tax Bill	$5,637 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10403-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`12-10403-0000-00003`
Alternative APNs	`121040300003` `00050400`

Interior

Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	5,702 sqft (0.131 acres)
Lot Dimensions	150 ft deep x 38 ft wide

Location & Zoning

Account Number	00050400
Street Address	327 FLORA AVE
City	STANHOPE
State	NJ
Zip	07874-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAKE HOPATCONG HEIGHTS
Legal Block	10403
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	4
Census Block	4016
Census Tract	374800

Owner

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	327 FLORA AVE, STANHOPE, NJ 07874-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Sep 3, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	202110275130
Deed Book / Page	3604 / 466
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	327 FLORA AVE, STANHOPE, NJ 07874-2401
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 FLORA AVE, STANHOPE, NJ 07874-2401

Mortgage

Document Number	0102381250
Date	Mar 28, 2023
Book Page	10238/1250
Instrument	2023005491

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 3, 2021
Property Address	327 FLORA AVE, STANHOPE, NJ 07874-2401
Document Number	0036040466
Book / Page	3604 / 466
Instrument Date	Jun 25, 2021
Instrument	20210903010275130
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 FOREST HILL DR, 81, PALM COAST, FL 32137-8497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 FLORA AVE, STANHOPE, NJ 07874-2401

Mortgage

Document Number	0100210400
Date	Sep 3, 2021
Book Page	10021/400
Instrument	20210903010275140

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,600 (-) Land $99,600 Building $155,000	$254,600 (-) Land $99,600 Building $155,000
2025	$5,637.00 (+6.2%)	$254,600 (+58.14%) Land $99,600 Building $155,000	$254,600 (+58.14%) Land $99,600 Building $155,000
2024	$5,308.00 (-3.88%)
2023		$161,000 Land $63,200 Building $97,800	$161,000 Land $63,200 Building $97,800
2022	$5,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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