327 Five Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 327 Five Rd, Carmel, ME 04419

Property Summary

Property Type	Single Family Home
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2025)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0011 L:08`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0011 L:08`
Alternative APN	`1072`

Exterior

Architectural Style	Multi-Family
Lot Area	95,832 sqft (2.2 acres)

Location & Zoning

Account Number	1072
Street Address	327 FIVE RD
City	CARMEL
State	ME
Zip	04419-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	8
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1019
Census Tract	11000

Owner

327 Five Rd is owned by an individual who bought it in November 2025.

Source: Penobscot County and Carmel Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	644 MEADOW RD, HAMPDEN, ME 04444-3225
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage CUSO HOME LENDING
Apr 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
Mar 31, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 23, 2017	Warranty Deed, Transfer NORTHEAST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Deed Document Number	202532621
Deed Book / Page	17705 / 31
Transfer Doc	11191-0026
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARMEL ME
Recording Date	Nov 21, 2025
Property Address	327 FIVE RD, CARMEL, ME 04419-3101
Document Number	0177050031
Book / Page	17705 / 31
Instrument Date	Nov 21, 2025
Instrument	32621
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 MEADOW RD, HAMPDEN, ME 04444-3225

Mortgage

Document Number	0000032622
Date	Nov 21, 2025
Instrument	32622

Lender

Name	CUSO HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARMEL ME
Recording Date	Apr 12, 2021
Property Address	327 FIVE RD, CARMEL, ME 04419-3101
Document Number	0159760138
Book / Page	15976 / 138
Instrument Date	Apr 9, 2021
Instrument	11419
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 557, SUTTON, NH

Mortgage

Document Number	0000011420
Date	Apr 12, 2021
Instrument	11420

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARMEL ME
Recording Date	Mar 31, 2020
Property Address	327 FIVE RD, CARMEL, ME 04419-3101
Document Number	0154810095
Book / Page	015481 / 000095
Instrument Date	Mar 27, 2020
Instrument	8678
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 RAVESWOOD TER WHITE RIVER JUNCTION VT 05001, WHITE RIVER JUNCTION, VT 05001

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARMEL ME
Recording Date	Oct 23, 2017
Property Address	327 FIVE RD, CARMEL, ME 04419-3101
Document Number	0146450205
Book / Page	14645 / 0205
Instrument	000000032881
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032882
Date	Oct 23, 2017
Instrument	000000032882

Lender

Name	NORTHEAST BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 327 Five Rd was $2,323, up 15.7% from the year before.

Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,323.00 (+15.74%)	$147,000 (-) Land $46,000 Building $101,000
2024	$2,007.00	$147,000 Land $46,000 Building $101,000
2022	$1,852.00	$147,000 Land $46,000 Building $101,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 327 Five Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Five Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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