327 Expense St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 327 Expense St, Rome, NY 13440

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,308 sqft · built 1927
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Dec 2021)
Tax Bill	$2,772 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 242.006-2-34`

Property Details

APN / Parcel Number

Primary APN	`301301 242.006-2-34`
Alternative APNs	`130124200600020340000000` `301301 242.006-0002-034` `29970 04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,308 sqft Total Area
1st Floor Area	1,348 sqft
2nd Floor Area	960 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	450 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29970 04
Street Address	327 EXPENSE ST
City	ROME
State	NY
Zip	13440-4030
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	HGL 50X200
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2016
Census Tract	22000

Owner

327 Expense St, a duplex, is owned and occupied by an individual who bought it in December 2021.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	327 EXPENSE ST, ROME, NY 13440-4030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Jul 17, 2007 · Amount on File
Deed Document Number	202121533
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	2006000553
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Dec 15, 2021
Property Address	327 EXPENSE ST, ROME, NY 13440-4030
Document Number	0000021533
Instrument Date	Oct 29, 2021
Instrument	2021-021533
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 EXPENSE ST, ROME, NY 13440-4030

Mortgage

Document Number	0000021534
Date	Dec 15, 2021
Instrument	2021-021534

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 327 Expense St was $2,772.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,772.00
2025		$59,000 Land $5,000 Building $54,000	$138,824 Land $11,765 Building $127,059
2023		$59,000 (-) Land $5,000 Building $54,000	$130,013 (+17.91%) Land $11,018 Building $118,995
2022	$5,212.00	$59,000 Land $5,000 Building $54,000	$110,260 Land $9,344 Building $100,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 Expense St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Expense St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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