327 E Ward St, Urbana, OH 43078 Property Records

Champaign County property record for 327 E Ward St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,299 sqft · built 1900
Lot Size	0.128 acres (5,580 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2023)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024576-8`

Property Details

APN / Parcel Number

Primary APN	`024576-8`
Alternative APN	`K48-25-00-03-11-096-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	864 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Other
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	90 ft deep x 63 ft wide

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Patio Area	306 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024576-8
Street Address	327 E WARD ST
City	URBANA
State	OH
Zip	43078-1773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ T M GWYNNE ADDNN PT LOT 56 & NW PT LOT 57
Legal Subdivision	T M GWYNNE ADDN
Legal Lot Number	56-57
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	4
Census Block	4016
Census Tract	10500

Owner

327 E Ward St is owned and occupied by an individual who bought it in June 2023.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	327 E WARD ST, URBANA, OH 43078-1773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Commercial Mortgage THE PEOPLES SAVINGS BANK
Feb 10, 2023	Warranty Deed, Transfer · Commercial Mortgage WILDCAT LENDING FUND TWO LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Feb 10, 2005 · Amount on File
Deed Document Number	20232265
Deed Book / Page	590 / 5854
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jun 20, 2023
Property Address	327 E WARD ST, URBANA, OH 43078-1773
Document Number	00590/5854
Book / Page	590 / 5854
Map Reference	VOL A PG 113
Instrument Date	Jun 15, 2023
Instrument	202300002265
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 E WARD ST, URBANA, OH 43078-1773

Mortgage

Document Number	202300002266
Date	Jun 20, 2023
Instrument	202300002266

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 10, 2023
Property Address	327 E WARD ST, URBANA, OH 43078-1773
Document Number	00589/2507
Book / Page	589 / 2507
Map Reference	VOL A PG 113
Instrument Date	Jan 24, 2023
Instrument	202300000578
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	AXXIS TITLE AGENCY LIMITED, AXXIS TITLE AGENCY LTD

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300000579
Date	Feb 10, 2023
Instrument	202300000579

Lender

Name	WILDCAT LENDING FUND TWO LP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	245 Months
Due	Jul 25, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 327 E Ward St was $1,803 with a homeowner's exemption, down 0.9% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,803.00 (-0.93%)	$53,590 (+64.24%) Land $6,080 Building $47,510	$153,110 Land $17,360 Building $135,750
2024	$1,820.00 (+33.63%) Homeowner's exemption	$32,630 (-) Land $6,140 Building $26,490
2023	$1,362.00 (-0.51%) Homeowner's exemption	$32,630 (-) Land $6,140 Building $26,490	$93,220 (-) Land $17,540 Building $75,680
2022	$1,369.00 Homeowner's exemption	$32,630 Land $6,140 Building $26,490	$93,220 Land $17,540 Building $75,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 E Ward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 327 E Ward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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