327 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 327 E Second St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 2,515 sqft · built 2019
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (May 2018)
Tax Bill$3,959 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jan 2021 Line of Credit
+ 4 more
Flood ZoneZone AE (high risk)
APN244NM019

Property Details

APN / Parcel Number

Primary APN244NM019
Alternative APNs
  • 108513030668
  • 80071959

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area2,515 sqft Heated Area
Gross Area4,040 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialShingle
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80071959
Street Address327 E SECOND ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-55 PH-2 LITTLE BEACH LANDING PL 81/62
Legal SubdivisionLITTLE BEACH LANDING SUBDIVISION
Legal Phase2
Legal Lot Number55
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4006
Census Tract20512

Owner

Source: Brunswick County records · APN 244NM019

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address327 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Jan 15, 2021Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK
Oct 17, 2018Deed of Trust, Mortgage · Construction Mortgage
FIRSTBANK
Nov 20, 2019Loan Modification, Mortgage
FIRST BK
May 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2018 · Amount on Record
Deed SaleMay 25, 2018 · Amount on Record
Deed Book / Page4059 / 799
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address327 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
Transaction TypeMortgage
Record UpdatedMay 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049991268
DateApr 17, 2023
Book Page4999/1268
Lender
NameFIRST BANK
TypeBank
AddressGREENSBORO, NC 27404
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address327 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
Transaction TypeMortgage
Record UpdatedAug 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609

Mortgage

Document Number0045280245
DateJan 15, 2021
Book Page4528/245
Lender
NameFIRST BANK
TypeBank
AddressOCEAN ISLE BEACH, NC 28469
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address327 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044880973
DateNov 17, 2020
Book Page4488/973
Lender
NameFIRST BANK
TypeBank
AddressGREENSBORO, NC 27401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address327 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041150014
DateOct 17, 2018
Book Page4115/0014
Lender
NameFIRSTBANK
TypeBank
AddressTROY, NC 27371
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term193 Months
DueNov 01, 2034

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBRUNSWICK NC
Property Address327 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
Document Number0042790952
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address327 E SECOND ST OCEAN ISLE BEACH NC 284697609, OCEAN ISLE BEACH, NC 28469-7609

Mortgage

Document Number0042790952
DateNov 22, 2019
Book Page004279/000952
Lender
NameFIRST BK
TypeBank
AddressGREENSBORO, NC 27401
Agreement
AmountAmount Recorded
Term180 Months
DueNov 21, 2034
Interest
Rate TypeFixed Rate
Rate3.25%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMay 25, 2018
Property Address327 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
Document Number0040590799
Book / Page004059 / 000799
Instrument DateMay 14, 2018
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2733 PROGRESS PARK DR STOW OH 442242119, STOW, OH 44224-2119

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,959.00$1,040,520 (-) Land $250,000 Building $790,520$1,040,520 (-) Land $250,000 Building $790,520
2023$1,040,520 Land $250,000 Building $790,520$1,040,520 Land $250,000 Building $790,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 612 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
51 under condo master policies
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024, other causes, Tropical Storm Debby
Claims By Storm
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlantic Telephone MembershipFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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