327 E Main St, Smithville, MO 64089 Property Records

Clay County property record for 327 E Main St, Smithville, MO 64089 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1918
Square Footage1,197 sqft Living Area
Lot Size14,810 sqft (0.34 acres)
GarageDetached, 576 sqft
Last Sale$121,600 (2025)
Tax Bill$1,745.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-617-00-07-004.00
Alternative APNs
  • 0561700070040001
  • 5617000700400
  • 316531

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,197 sqft Living Area
Gross Area2,474 sqft Gross Area
1st Floor1,197 sqft 1st Floor
Basement Area1,177 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area14,810 sqft (0.34 acres)
Depth X Width240 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Deck Area248 sqft Deck
Patio Area248 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address327 E MAIN ST
CitySMITHVILLE
StateMO
Zip64089-8901
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG 240E OF NE COR LT 5 BLK 2 CALVIN SMITH ADDN, E60, S240, W60, N240 TO POB
Legal Range33W
Legal Township53N
Legal Section23
Legal SubdivisionCALVIN SMITH ADDN
Legal Block2
Legal Lot Number5
JurisdictionCLAY MO
Minor Civil DivisionPLATTE
Census Blockgroup3
Census Block3011
Census Tract22000

Owner

Source: Clay County records · APN 05-617-00-07-004.00

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14755 N OUTER 40 RD, 110, CHESTERFIELD, MO 63017-6050
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Apr 04, 2023Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
FLAT BRANCH HOME LOANS INC
Apr 03, 2023Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
FLAT BRANCH HOME LOANS INC
Nov 08, 2017Warranty Deed, Transfer · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2025 · Amount on Record
Deed SaleDec 09, 2025 · Amount on Record
Prior SaleApr 03, 2023
Deed Doc Number202531694
Deed Book / Page10066 / 115
Prior Transfer DateSep 25, 2024
Prior Transfer Doc0000022979
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address327 E MAIN ST, SMITHVILLE, MO 64089-8901
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 E MAIN ST, SMITHVILLE, MO 64089-8901

Mortgage

Document Number0000022319
DateJul 07, 2022
Book Page9402/53
Instrument2022022319
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 30, 2052

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address327 E MAIN ST, SMITHVILLE, MO 64089-8901
Transaction TypeMortgage
Record UpdatedNov 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 E MAIN ST, SMITHVILLE, MO 64089-8901

Mortgage

Document Number0000007446
DateApr 04, 2023
Book Page9540/30
Instrument2023007446
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateApr 03, 2023
Property Address327 E MAIN ST, SMITHVILLE, MO 64089-8901
Document Number0000007394
Book / Page9539 / 137
Instrument DateMar 31, 2023
Instrument2023007394
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 E MAIN ST, SMITHVILLE, MO 64089-8901

Mortgage

Document Number0000007446
DateApr 03, 2023
Instrument2023007446
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateNov 08, 2017
Property Address327 E MAIN ST, SMITHVILLE, MO 64089-8901
Document Number0000038242
Book / Page8085 / 016
Instrument DateNov 03, 2017
Instrument2017038242
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyKANSAS CITY TITLE INC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 E MAIN ST, SMITHVILLE, MO 64089-8901

Mortgage

Document Number0000038243
DateNov 08, 2017
Instrument2017038243
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,745.00 (+25.9%)$22,420 (+11.65%)$118,000 (+11.65%)
2023$1,386.00 (+10.88%)$20,080$105,684
2019$1,250.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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