327 E Fairman Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 327 E Fairman Ave, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.424 acres (18,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Jun 2017)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`26 05 430 004`

Property Details

APN / Parcel Number

Primary APN	`26 05 430 004`

Exterior

Lot Area	18,484 sqft (0.424 acres)

Location & Zoning

Street Address	327 E FAIRMAN AVE
City	WATSEKA
State	IL
Zip	60970-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN COND SD E2 OF LTS 4 & 5 BLK 1 CITY OF WATSEKA
Legal Subdivision	WESTERN COND SD
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2023
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 E FAIRMAN AVE, WATSEKA, IL 60970-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST TRUST & SAVINGS BANK OF EATSEK
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK OF WATSEKA
Jun 19, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage THE FIRST TRUST AND SAVING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	20171861
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	0000001860
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	327 E FAIRMAN AVE, WATSEKA, IL 60970-1716
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21R4437
Date	Oct 26, 2021
Instrument	21R4437

Lender

Name	THE FIRST TRUST & SAVINGS BANK OF EATSEK
Address	WATSEKA, IL 60970

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	327 E FAIRMAN AVE, WATSEKA, IL 60970-1716
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21R3646
Date	Sep 10, 2021
Instrument	21R3646

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSEKA
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Interest

Rate Type	Fixed Rate
Rate	3.9%

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Jun 19, 2017
Property Address	327 E FAIRMAN AVE, WATSEKA, IL 60970-1716
Document Number	17R1860
Map Reference	MB D PG 101
Instrument Date	May 11, 2017
Instrument	17R1860
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	550 E MULBERRY ST, WATSEKA, IL 60970-1732

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 19, 2017
Property Address	327 E FAIRMAN AVE, WATSEKA, IL 60970-1716
Document Number	17R1861
Map Reference	MB D PG 101
Instrument Date	May 8, 2017
Instrument	17R1861
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 E MULBERRY ST, 550, WATSEKA, IL 60970-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	327 E FAIRMAN AVE, WATSEKA, IL 60970-1716

Mortgage

Document Number	17R1862
Date	Jun 19, 2017
Instrument	17R1862

Lender

Name	THE FIRST TRUST AND SAVING BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2027

Interest

Rate Type	Fixed Rate
Rate	4.25%

Mortgage

Document Number	17R1863
Date	Jun 19, 2017
Instrument	17R1863

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Oct 1, 2022

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,839.00 (+26.62%)	$43,820 (+24.56%) Land $14,160 Building $29,660	$131,460 (+24.56%) Land $42,480 Building $88,980
2022	$3,032.00 Homeowner's exemption	$35,180 Land $11,370 Building $23,810	$105,540 Land $34,110 Building $71,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	98 (1994–2018)
Claims Outside the SFHA	3 of 98
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2008 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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