327 Dreyfus Rd, Berea, KY 40403 Property Records

Madison County property record for 327 Dreyfus Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2022)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0085-0000-0013`

Property Details

APN / Parcel Number

Primary APN	`0085-0000-0013`
Alternative APNs	`108996` `145722` `75888`

Exterior

Lot Area	51,401 sqft (1.17 acres)

Location & Zoning

Account Number	75888
Street Address	327 DREYFUS RD
City	BEREA
State	KY
Zip	40403-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3
Legal Subdivision	BEARWALLOW
Legal Lot Number	3
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1004
Census Tract	11103

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 DREYFUS RD, BEREA, KY 40403-9617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Mar 2, 2026	Deed, Transfer · USDA Mortgage INDEPENDENT BANK
Aug 8, 2022	Warranty Deed, Transfer
Jun 28, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS GUARANTY BANK
Dec 11, 2017	Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Document Number	2014105594
Deed Book / Page	D827 / 515
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	327 DREYFUS RD, BEREA, KY 40403-9617
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2129/617
Date	Jan 31, 2022
Book Page	M2129/617
Instrument	2014074920

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	327 DREYFUS RD, BEREA, KY 40403-9617
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 DREYFUS RD, BEREA, KY 40403-9617

Mortgage

Document Number	00M2197/20
Date	Oct 19, 2022
Book Page	M2197/20
Instrument	2014116438

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 7, 2023

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 2, 2026
Property Address	327 DREYFUS RD, BEREA, KY 40403-9617
Document Number	00D879/680
Book / Page	D879 / 680
Map Reference	MB 30 PG 185
Instrument Date	Feb 26, 2026
Instrument	2014322527
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 MUDDY CREEK RD N, BEREA, KY 40403-9696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 DREYFUS RD, BEREA, KY 40403-9617

Mortgage

Document Number	2014322532
Date	Mar 2, 2026
Instrument	2014322532

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 8, 2022
Property Address	327 DREYFUS RD, BEREA, KY 40403-9617
Document Number	00D827/515
Book / Page	D827 / 515
Map Reference	MB 30 PG 185
Instrument Date	Aug 5, 2022
Instrument	2014105594
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 DREYFUS ROAD, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 E 31ST ST, SHEFFIELD, AL 35660-1428

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 28, 2022
Property Address	327 DREYFUS RD, BEREA, KY 40403-9617
Document Number	00D825/380
Book / Page	D825 / 380
Map Reference	MB 30 PG 56
Instrument Date	Jun 22, 2022
Instrument	2014098460
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 SUMMER GLENN CT, RICHMOND, KY 40475-8681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 OGG LN, BEREA, KY 40403-9621

Mortgage

Document Number	2014098461
Date	Jun 28, 2022
Instrument	2014098461

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 11, 2017
Property Address	327 DREYFUS RD, BEREA, KY 40403-9617
Document Number	D00753/523
Book / Page	D00753 / 523
Instrument Date	Dec 7, 2017
Instrument	2013968877
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3266 BATTLEFIELD MEMORIAL HWY, BEREA, KY 40403-8337

Mortgage

Document Number	M01778/608
Date	Dec 11, 2017
Book Page	M01778/608
Instrument	2013968878

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (-24.01%) Homeowner's exemption	$225,000 (-)	$225,000 (-)
2023	$2,182.00	$225,000	$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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