Iredell County property record for 327 Downing St, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 993 sqft · built 1975 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2025) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4731-73-1712.000 |
| Primary APN | 4731-73-1712.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 993 sqft Heated Area |
| Gross Area | 1,154 sqft |
| 1st Floor Area | 993 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Slab |
| Patio Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80091495 |
|---|---|
| Street Address | 327 DOWNING ST |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-8621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | L103 INGLEWOOD S-2 PB 12-34 |
| Legal Subdivision | INGLEWOOD |
| Legal Block | 73 |
| Legal Lot Number | 103 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | FALLSTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 61202 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 327 DOWNING ST, TROUTMAN, NC 28166-8621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 6, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Nov 30, 2021 | Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK |
| Jun 18, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Apr 5, 2022 · Amount on Record |
| Deed Book / Page | 3153 / 1018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Aug 6, 2025 |
| Property Address | 327 DOWNING ST, TROUTMAN, NC 28166-8621 |
| Document Number | 0031531018 |
| Book / Page | 3153 / 1018 |
| Map Reference | MB 12 PG 34 |
| Instrument Date | Aug 6, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | SOUTH CITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 367 CARLYLE RD, TROUTMAN, NC 28166-8708 |
| Name | Verified Name |
|---|---|
| Address | 327 DOWNING ST, TROUTMAN, NC 28166-8621 |
| Document Number | 0000201020 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 20-/1020 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Apr 5, 2022 |
| Property Address | 327 DOWNING ST, TROUTMAN, NC 28166-8621 |
| Document Number | 0002909793 |
| Book / Page | 2909 / 793 |
| Map Reference | MB 12 PG 34 |
| Instrument Date | Apr 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3608, MOORESVILLE, NC 28117-3608 |
| Name | Verified Name |
|---|---|
| Address | 327 DOWNING ST, TROUTMAN, NC 28166-8621 |
| Document Number | 0002909795 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2909/795 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Nov 30, 2021 |
| Property Address | 327 DOWNING ST, TROUTMAN, NC 28166-8621 |
| Document Number | 0028751801 |
| Book / Page | 2875 / 1801 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 DEAL LN, 115, STATESVILLE, NC 28677-9780 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3006, MOORESVILLE, NC 28117-3006 |
| Investor | Possibly a Property Investor |
| Document Number | 0028751806 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2875/1806 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0028751824 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 2875/1824 |
| Name | GLENN SEKSE |
|---|---|
| Type | Private Party |
| Address | 115 DEAL LN, STATESVILLE, NC 28677 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Dec 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 327 DOWNING ST, TROUTMAN, NC 28166-8621 |
| Document Number | 26252144 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 241 MUELLERS CIR #R STATESVILLE NC 286252787, R, STATESVILLE, NC 28625-2787 |
| Document Number | 26252144 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 002625/002144 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Troutman Town |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,920 (-) Land $35,000 Building $149,920 | $184,920 (-) Land $35,000 Building $149,920 | |
| 2025 | $2,094.00 | $184,920 (-) Land $35,000 Building $149,920 | $184,920 (-) Land $35,000 Building $149,920 |
| 2024 | $2,094.00 | $184,920 (-) Land $35,000 Building $149,920 | $184,920 (-) Land $35,000 Building $149,920 |
| 2023 | $2,094.00 (+140.14%) | $184,920 (+163.49%) Land $35,000 Building $149,920 | $184,920 (+163.49%) Land $35,000 Building $149,920 |
| 2022 | $872.00 | $70,180 Land $18,000 Building $52,180 | $70,180 Land $18,000 Building $52,180 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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