327 Bluff Rd, Carver, MN 55315 Property Records

Carver County property record for 327 Bluff Rd, Carver, MN 55315

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,176 sqft · built 1999
Lot Size	1.12 acres (49,179 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Feb 2021)
Tax Bill	$9,274 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-0830610`

Property Details

APN / Parcel Number

Primary APN	`20-0830610`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,176 sqft Finished Area
Gross Area	4,712 sqft
1st Floor Area	2,176 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Unfinished Basement	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,179 sqft (1.12 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	327 BLUFF RD
City	CARVER
State	MN
Zip	55315-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 30 TOWNSHIP 115 RANGE 023 CARVER BLUFFS (C) LOT 014 BLOCK 005
Legal Range	023
Legal Township	115
Legal Section	30
Legal Subdivision	CARVER BLUFFS (C)
Legal Block	5
Legal Lot Number	14
Jurisdiction	CARVER MN
Township / Civil Division	CARVER
Census Block Group	2
Census Block	2001
Census Tract	91100

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 BLUFF RD, CARVER, MN 55315-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 6, 2017	Loan Modification, Mortgage ANCHOR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Mar 18, 1999 · Amount on Record
Deed Document Number	2021717640
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Feb 12, 2021
Property Address	327 BLUFF RD, CARVER, MN 55315-9511
Document Number	000A717640
Instrument Date	Dec 11, 2020
Instrument	A717640
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	327 BLUFF RD, CARVER, MN 55315-9511

Mortgage

Document Number	000A717641
Date	Feb 12, 2021
Instrument	A717641

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARVER MN
Property Address	327 BLUFF RD, CARVER, MN 55315-9511
Document Number	0000641504
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 14, 2017
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	327 BLUFF RD CARVER MN 553159511, CARVER, MN 55315-9511

Mortgage

Document Number	0000641504
Date	Feb 16, 2017
Instrument	641504

Lender

Name	ANCHOR BK
Type	Bank
Address	SAINT PAUL, MN 55104

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Feb 15, 2024

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Carver City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,274.00 (+10.59%) Homeowner's exemption	$632,400 (-8.6%) Land $261,000 Building $371,400	$632,400 (-8.6%) Land $261,000 Building $371,400
2025		$691,900 (+4.79%) Land $253,800 Building $438,100	$691,900 (+4.79%) Land $253,800 Building $438,100
2024	$8,386.00 (-9.34%) Homeowner's exemption	$660,300 (-0.86%) Land $239,300 Building $421,000	$660,300 (-0.86%) Land $239,300 Building $421,000
2023	$9,250.00 Homeowner's exemption	$666,000 Land $239,300 Building $426,700	$666,000 Land $239,300 Building $426,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Carver serves 6,700 people · EPA ID MN1100017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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