327 Ave B SE, Winter Haven, FL 33880 Property Records

Polk County property record for 327 Ave B SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1935
Lot Size	0.146 acres (6,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Sep 2021)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-605500-016220`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-605500-016220`
Alternative APNs	`282826605500016220` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,351 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	327 AVENUE B SE
City	WINTER HAVEN
State	FL
Zip	33880-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	EAST COLLEGE ADD PB 1 PG 28 BLK 16 LOT 22
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	EAST COLLEGE ADDITION
Legal Tract	605500
Legal Block	16
Legal Lot Number	22
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2043
Census Tract	13702

Owner

Source: Polk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 9, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 20, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 1, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	2021243961
Deed Book / Page	11898 / 1340
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043

Mortgage

Document Number	0000205884
Date	Sep 3, 2025
Book Page	13684/248
Instrument	2025205884

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 AVENUE B SE, WAHNETA, FL 33880-3043

Mortgage

Document Number	0000016095
Date	Jan 23, 2024
Book Page	12980/993
Instrument	2024016095

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Oct 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043

Mortgage

Document Number	0000108093
Date	May 9, 2023
Book Page	12684/548
Instrument	2023108093

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 20, 2021
Property Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043
Document Number	0000243961
Book / Page	11898 / 1340
Map Reference	MB 1 PG 28
Instrument Date	Sep 14, 2021
Instrument	2021243961
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 AVENUE B SE, 327, WINTER HAVEN, FL 33880-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043

Mortgage

Document Number	0118981342
Date	Sep 20, 2021
Instrument	11898/1342

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 1, 2020
Property Address	327 AVENUE B SE, WINTER HAVEN, FL 33880-3043
Document Number	0112490861
Book / Page	011249 / 000861
Instrument Date	May 29, 2020
Instrument	107920
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	327 AVENUE B SE WINTER HAVEN FL 338803043, WINTER HAVEN, FL 33880-3043

Mortgage

Document Number	112490863
Date	Jun 1, 2020
Book Page	011249/000863
Instrument	107921

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,730 (-0.83%) Land $22,228 Building $137,502	$159,730 (-0.83%) Land $22,228 Building $137,502
2025	$3,064.00 (-1.73%)	$161,070 (-2.82%) Land $22,228 Building $138,842	$161,070 (-2.82%) Land $22,228 Building $138,842
2023	$3,118.00 (+9.98%)	$165,742 (+13.63%) Land $19,053 Building $146,689	$165,742 (+13.63%) Land $19,053 Building $146,689
2022	$2,835.00	$145,857 Land $15,877 Building $129,980	$145,857 Land $15,877 Building $129,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alternative Choice Wireless, Frontier.

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