3269 Sapp Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 3269 Sapp Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,545 sqft · built 2004
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$140,500 (Oct 2014)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5642 26 4603`

Property Details

APN / Parcel Number

Primary APN	`5642 26 4603`
Alternative APNs	`05014 0017.600000` `111258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	4,341 sqft
1st Floor Area	1,545 sqft
Basement Area	1,005 sqft
Unfinished Basement	1,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,904 sqft (1.49 acres)
Lot Dimensions	478 ft deep x 184 ft wide
Garage Type	Mixed
Garage Area	1,078 sqft
Driveway	Concrete Driveway
Driveway Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Deck Area	192 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	111258
Street Address	3269 SAPP RD
City	CONCORD
State	NC
Zip	28025-9540
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LT 2 CHARLIE DUKE PROP
Legal Subdivision	CHARLIE DUKE PROPERTY
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	3
Census Block	3010
Census Tract	40600

Owner

Source: Cabarrus County records · APN 5642 26 4603

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3269 SAPP RD, CONCORD, NC 28025-9540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Sep 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Sep 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2014 · Amount on Record
Deed Sale	Oct 01, 2014 · Amount on Record
Prior Sale	Mar 29, 2010
Deed Book / Page	11136 / 184
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3269 SAPP RD, CONCORD, NC 28025-9540
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3269 SAPP RD, CONCORD, NC 28025-9540

Mortgage

Document Number	0017907251
Date	Mar 26, 2026
Book Page	17907/251

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3269 SAPP RD, CONCORD, NC 28025-9540
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015458215
Date	Sep 01, 2021
Book Page	15458/215

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3269 SAPP RD, CONCORD, NC 28025-9540
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15458215
Date	Sep 01, 2021
Book Page	15458/215

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 (+37.78%)	$360,390 (+67.7%) Land $57,670 Building $302,720
2024			$360,390 (+67.7%) Land $57,670 Building $302,720
2023	$1,768.00	$214,900 Land $34,900 Building $180,000	$214,900 Land $34,900 Building $180,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000

May also be available: Spectrum.

Based on FCC filings for 15 locations within half a mile of this property.

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