32686 Snyder Hill Ln, Ronan, MT 59864 Property Records

Lake County property record for 32686 Snyder Hill Ln, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,828 sqft · built 1974
Lot Size	8.25 acres (359,370 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Jul 2022)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R157970`

Property Details

APN / Parcel Number

Primary APN	`R157970`
Alternative APNs	`15-3104-04-2-01-04-0000` `0000005313`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	359,370 sqft (8.25 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	292 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000005313
Street Address	32686 SNYDER HILL LN
City	RONAN
State	MT
Zip	59864-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04, T21 N, R19 W, C.O.S. 4132, ACRES 8.25, TR B NW GOVT LT 3
Legal Range	19W
Legal Township	21N
Legal Section	04
Legal Subdivision	CERTIFICATE OF SURVEY NO 4132
Legal Tract	B
Legal Lot Number	3
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3005
Census Tract	940400

Owner

32686 Snyder Hill Ln is owned and occupied by an individual who bought it in July 2022.

Source: Lake County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32686 SNYDER HILL LN, RONAN, MT 59864-9034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	2022599774
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 29, 2022
Property Address	32686 SNYDER HILL LN, RONAN, MT 59864-9034
Document Number	0000599774
Instrument Date	Jul 26, 2022
Instrument	599774
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32686 SNYDER HILL LN, RONAN, MT 59864-9034

Mortgage

Document Number	0000599775
Date	Jul 29, 2022
Instrument	599775

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	32686 SNYDER HILL LN, RONAN, MT 59864-9034
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000595615
Date	Jan 25, 2022
Instrument	595615

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	May 17, 2021
Property Address	32686 SNYDER HILL LN, RONAN, MT 59864-9034
Document Number	588503
Instrument Date	May 14, 2021
Instrument	588503
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 OSLOSKI RD, EUREKA, MT 59917

Mortgage

Document Number	588504
Date	May 17, 2021
Instrument	588504

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	32686 SNYDER HILL LN, RONAN, MT 59864-9034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	553900
Date	Mar 14, 2017
Instrument	553900

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 32686 Snyder Hill Ln was $3,982, up 86.6% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+86.6%)	$496,400 (-)
2025	$2,134.00	$496,400	$496,400 Land $174,950 Building $321,450
2023	$2,552.00	$374,600	$374,600 Land $101,325 Building $273,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32686 Snyder Hill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32686 Snyder Hill Ln is high, ranking above 89% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 87% of Montana
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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