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3268 Shearer Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3268 Shearer Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,960 sqft · built 1981
Lot Size0.06 acres (2,600 sqft)
Owner2 Individual Names on File
Last Sale$689,500 (Feb 2016)
Tax Bill$8,574 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN064-426-020

Property Details

APN / Parcel Number

Primary APN064-426-020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories3 Stories
Building Area1,960 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Lot Area2,600 sqft (0.06 acres)
TerrainBelow Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3268 SHEARER AVE
CityCAYUCOS
StateCA
Zip93430-1843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMORRO STR 3 BL 14 LT 20
Legal SubdivisionMORRO STRAND
Legal Tract3
Legal Block14
Legal Lot Number20
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2018
Census Tract10504

Owner

3268 Shearer Ave is owned by two individuals who bought it in February 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address11851 AVENUE 340, VISALIA, CA 93291-8957
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2016 · Amount on File
Deed SaleFeb 29, 2016 · Amount on File
Prior SaleFeb 22, 2013 · Amount on File
Deed Document Number20168653
Prior Transfer DateFeb 14, 2013
Prior Transfer Doc0000010828
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3268 SHEARER AVE, CAYUCOS, CA 93430-1843
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11851 AVENUE 340, VISALIA, CA 93291-8957

Mortgage

Document Number0000019578
DateMar 15, 2021
Instrument2021019578
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2041

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3268 SHEARER AVE, CAYUCOS, CA 93430-1843
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034434
DateAug 21, 2019
Instrument2019034434
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3268 Shearer Ave was $8,574.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$832,543 (+2%) Land $422,611 Building $409,932
2025$8,574.00$816,220 Land $414,325 Building $401,895
2023$8,412.00 (+1.72%)$784,527 Land $398,237 Building $386,290
2022$8,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3268 Shearer Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3268 Shearer Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLOCSA #10A - CAYUCOS
serves 1,200 people · EPA ID CA4010901
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionOct 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Ranch Wifi.

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