3266 W 97th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3266 W 97th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,486 sqft · built 2016
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Individual Names on File
Last Sale	$411,000 (Dec 2016)
Tax Bill	$9,443 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-031-2730`

Property Details

APN / Parcel Number

Primary APN	`04-2021-031-2730`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,486 sqft Living Area
Gross Area	2,994 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Lot Area	3,420 sqft (0.079 acres)
Patio Area	130 sqft

Location & Zoning

Street Address	3266 W 97TH TER
City	HIALEAH
State	FL
Zip	33018-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BONTERRA PB 171-064 T-23557 LOT 12BLK 12 LOT SIZE 3420SQ FT M/L FAU 04 2021 001 0175
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BONTERRA
Legal Block	12
Legal Lot Number	12
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1032
Census Tract	12701

Owner

3266 W 97th Ter is owned and occupied by two individuals who bought it in December 2016.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3266 W 97TH TER, HIALEAH, FL 33018-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Mar 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 18, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2016 · Amount on File
Deed Sale	Dec 13, 2016 · Amount on File
Deed Document Number	2016713534
Deed Book / Page	30342 / 3196
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	3266 W 97TH TER, HIALEAH, FL 33018-2043
Document Number	0000273447
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3266 W 97TH TER HIALEAH FL 330182043, HIALEAH, FL 33018-2043

Mortgage

Document Number	0000273447
Date	May 12, 2020
Book Page	031929/004934
Instrument	273447

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

Interest

Rate	4%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3266 W 97TH TER, HIALEAH, FL 33018-2043
Document Number	0000251465
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3266 W 97TH TER HIALEAH FL 330182043, HIALEAH, FL 33018-2043

Mortgage

Document Number	0000251465
Date	Apr 27, 2020
Book Page	031913/004360
Instrument	251465

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	3266 W 97TH TER, HIALEAH, FL 33018-2043
Document Number	0000453301
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3266 W 97TH TER HIALEAH FL 330182043, HIALEAH, FL 33018-2043

Mortgage

Document Number	0000453301
Date	Jul 26, 2018
Book Page	031077/000647
Instrument	453301

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3266 W 97th Ter was $9,443 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,443.00 Homeowner's exemption	$369,404	$563,559 Land $171,000 Building $392,559
2023	$8,940.00 (+2.25%) Homeowner's exemption	$348,538 (+3%)	$529,960 (+12.21%) Land $164,160 Building $365,800
2022	$8,743.00 Homeowner's exemption	$338,387	$472,292 Land $102,600 Building $369,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3266 W 97th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3266 W 97th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Xfinity.

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