3265 W Ridge Dr, Post Falls, ID 83854 Property Records

Kootenai County property record for 3265 W Ridge Dr, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1992
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Tax Bill	$54 (2025)
Deeds & Mortgages	Aug 2006 Mortgage Aug 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054600040130`

Property Details

APN / Parcel Number

Primary APN	`054600040130`
Alternative APN	`181692`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area

Exterior

Year Built	Built 1992
Construction Type	Frame
Foundation Type	Concrete
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas

Location & Zoning

Account Number	181692
Street Address	3265 W RIDGE DR
City	POST FALLS
State	ID
Zip	83854-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN VIEW TERRACE, LT 13 BLOCK 4 3251N05W
Legal Subdivision	MOUNTAIN VIEW TERRACE
Legal Block	4
Legal Lot Number	13
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2019
Census Tract	401

Owner

3265 W Ridge Dr is owned and occupied by an individual who acquired it in August 2006.

Source: Kootenai County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 983, COEUR D ALENE, ID 83816-0983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2006	Deed of Trust, Mortgage IDAHO HOUSING & FINANCE ASSN
Aug 14, 2006	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2006
Deed Sale	Aug 14, 2006
Deed Document Number	2049151000
Record Updated	Jun 8, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	3265 W RIDGE DR, POST FALLS, ID 83854-9327
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2049153000
Date	Aug 14, 2006
Instrument	2049153000

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Funding / Finance Company
Address	BOISE, ID 83702

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 11, 2016

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 14, 2006
Property Address	3265 W RIDGE DR, POST FALLS, ID 83854-9327
Document Number	2049151000
Map Reference	MB D PG 177
Instrument Date	Jul 27, 2006
Instrument	2049151000
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 983, COEUR D ALENE, ID 83816-0983

Mortgage

Document Number	2049152000
Date	Aug 14, 2006
Instrument	2049152000

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	456 Months
Due	Aug 11, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 3265 W Ridge Dr was $54 with a homeowner's exemption, up 10.2% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$54.00 (+10.2%) Homeowner's exemption	$241,840 Land $130,000 Building $111,840	$241,840 Land $130,000 Building $111,840
2024	$49.00
2023	$49.00 Homeowner's exemption	$230,940 (-6.83%) Land $135,000 Building $95,940	$230,940 (-6.83%) Land $135,000 Building $95,940
2022	Homeowner's exemption	$247,870 Land $135,000 Building $112,870	$247,870 Land $135,000 Building $112,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3265 W Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3265 W Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN VIEW TERRACE private · serves 445 people · EPA ID ID1280123
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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