3265 Stratton Cir, Kissimmee, FL 34744 Property Records

Osceola County property record for 3265 Stratton Cir, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 2018
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2018)
Tax Bill	$3,729 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042530504800010280`

Property Details

APN / Parcel Number

Primary APN	`042530504800010280`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,121 sqft Heated Area
Gross Area	2,718 sqft
1st Floor Area	2,121 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3265 STRATTON CIR
City	KISSIMMEE
State	FL
Zip	34744-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH POINTE PB 25 PGS 56-58 LOT 28
Legal Range	30E
Legal Township	25S
Legal Section	04
Legal Subdivision	SOUTH POINTE
Legal Tract	5048
Legal Lot Number	28
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3036
Census Tract	42800

Owner

3265 Stratton Cir is owned and occupied by an individual who bought it in May 2018.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3265 STRATTON CIR, KISSIMMEE, FL 34744-4839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 25, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Document Number	0005340977
Deed Book / Page	5340 / 977
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3265 STRATTON CIR, KISSIMMEE, FL 34744-4839
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 STRATTON CIR, KISSIMMEE, FL 34744-4839

Mortgage

Document Number	0063892701
Date	Apr 18, 2023
Book Page	6389/2701
Instrument	2023045462

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	May 1, 2063

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3265 STRATTON CIR, KISSIMMEE, FL 34744-4839
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 STRATTON CIR, KISSIMMEE, FL 34744-4839

Mortgage

Document Number	0061722259
Date	Mar 16, 2022
Book Page	6172/2259
Instrument	2022041903

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 25, 2018
Property Address	3265 STRATTON CIR, KISSIMMEE, FL 34744-4839
Document Number	0053400977
Book / Page	5340 / 0977
Map Reference	MB25 PG56-58
Instrument Date	May 25, 2018
Instrument	2018082788
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	558 W NEW ENGLAND AVE # AVE240, 558, WINTER PARK, FL 32789-4256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3265 STRATTON CIR, KISSIMMEE, FL 34744-4839

Mortgage

Document Number	2018082789
Date	May 25, 2018
Instrument	2018082789

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3265 Stratton Cir was $3,729 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,729.00 Homeowner's exemption	$258,585	$355,200 Land $65,000 Building $290,200
2023	$3,468.00 (+4.3%) Homeowner's exemption	$243,979 (+3%)	$339,100 (+15.11%) Land $55,000 Building $284,100
2022	$3,325.00 Homeowner's exemption	$236,873	$294,600 Land $55,000 Building $239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3265 Stratton Cir in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	15 (2017–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3265 Stratton Cir is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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