3265 Frontier Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3265 Frontier Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4,405 sqft · built 2019
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,300 (Jun 2018)
Tax Bill	$5,558 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-8.0-33.0-0-000-101.07`

Property Details

APN / Parcel Number

Primary APN	`11-8.0-33.0-0-000-101.07`

Interior

Stories	1 Story
Building Area	4,405 sqft Living Area
Gross Area	5,302 sqft
1st Floor Area	2,517 sqft
Basement Area	1,888 sqft
Finished Basement	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	221,285 sqft
Garage Type	Attached
Garage Area	897 sqft

Location & Zoning

Street Address	3265 FRONTIER RD
City	FESTUS
State	MO
Zip	63028-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 NE1/4 SE1/4
Legal Range	5E
Legal Township	41N
Legal Section	33
Legal Subdivision	KRUGHZIN ACRES
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	2
Census Block	2036
Census Tract	700605

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3265 FRONTIER RD, FESTUS, MO 63028-4619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage OZARKS FED'L S&L ASSN
Oct 23, 2018	Deed of Trust, Mortgage OZARKS FED'L S&L ASSN
Jun 20, 2018	Warranty Deed, Transfer OZARKS FED'L S&L ASSN
May 30, 2018	Warranty Deed, Construction Loan · Construction Mortgage FORTUNE BK
May 30, 2018	Warranty Deed, Construction Loan · Construction Mortgage FORTUNE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	201818300
Last Transfer Date	Sep 25, 2020
Transfer Doc	0000035949
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3265 FRONTIER RD, FESTUS, MO 63028-4619
Document Number	0000034357
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3265 FRONTIER RD FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	0000034357
Date	Nov 4, 2019
Instrument	34357

Lender

Name	OZARKS FED'L S&L ASSN
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 3, 2029

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3265 FRONTIER RD, FESTUS, MO 63028-4619
Document Number	0000032406
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 WHITE OAK LN HILLSBORO MO 630503591, HILLSBORO, MO 63050-3591

Mortgage

Document Number	0000032406
Date	Oct 23, 2018
Instrument	32406

Lender

Name	OZARKS FED'L S&L ASSN
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 20, 2018
Property Address	3265 FRONTIER RD, FESTUS, MO 63028-4619
Document Number	0000018300
Instrument Date	Jun 15, 2018
Instrument	18300
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 WHITE OAK LN HILLSBORO MO 630503591, HILLSBORO, MO 63050-3591

Mortgage

Document Number	18301
Date	Jun 20, 2018
Instrument	18301

Lender

Name	OZARKS FED'L S&L ASSN
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 19, 2038

Interest

Rate Type	Adjustable Rate
Rate	5%

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 30, 2018
Property Address	3265 FRONTIER RD, FESTUS, MO 63028-4619
Document Number	0000015873
Instrument Date	May 23, 2018
Instrument	15873
Transaction Type	Construction Loan
Record Updated	Jun 27, 2018
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 LEGACY POINTE LN FENTON MO 630262374, FENTON, MO 63026-2374

Mortgage

Document Number	15874
Date	May 30, 2018
Instrument	15874

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2019

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 30, 2018
Property Address	3265 FRONTIER RD, FESTUS, MO 63028-4619
Document Number	0000015873
Instrument Date	May 23, 2018
Instrument	15873
Transaction Type	Construction Loan
Record Updated	Nov 17, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 LEGACY POINTE LN FENTON MO 630262374, FENTON, MO 63026-2374

Mortgage

Document Number	15874
Date	May 30, 2018
Instrument	15874

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2019

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,500 (-) Land $5,900 Building $84,600	$476,600 (-) Land $31,200 Building $445,400
2025	$5,558.00 (+4.47%)	$90,500 (+6.72%) Land $5,900 Building $84,600	$476,600 (-) Land $31,200 Building $445,400
2024	$5,320.00 (+2.41%)		$476,600 (+6.69%) Land $31,200 Building $445,400
2023	$5,195.00 (-3.94%)	$84,800 (-) Land $5,900 Building $78,900	$446,700 (-) Land $31,200 Building $415,500
2022	$5,408.00	$84,800 Land $5,900 Building $78,900
2021			$446,700 Land $31,200 Building $415,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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