3265 Baker Way, Live Oak, CA 95953 Property Records

Sutter County property record for 3265 Baker Way, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,310 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$414,500 (Aug 2005)
Tax Bill	$6,960 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2023 Line of Credit + 4 more
APN	`006-660-038-000`

Property Details

APN / Parcel Number

Primary APN	`006-660-038-000`
Alternative APN	`06-660-038`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,310 sqft Living Area
Gross Area	3,813 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-660-038
Street Address	3265 BAKER WAY
City	LIVE OAK
State	CA
Zip	95953-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PENNINGTON RANCH UNIT NO 1 FORMERLY A PORTION OF 06-640-005 LOT 118 AS SHOWN UPON THE SUBDIVISION MAP RECORDED 08-06-04 IN BOOK 16 OF SURVEYS PAGE 207
Legal Subdivision	PENNINGTON RANCH, UNIT 1
Legal Lot Number	118
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1027
Census Tract	50702

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Oct 9, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2005 · Amount on Record
Deed Sale	Aug 23, 2005 · Amount on Record
Deed Document Number	200525237
Last Transfer Date	Feb 28, 2019
Transfer Doc	0000002627
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Recording Date	May 29, 2026
Property Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431
Document Number	0000005065
Instrument Date	May 13, 2026
Instrument	20265065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431

Mortgage

Document Number	0000005065,
Date	May 29, 2026
Instrument	20265065

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431

Mortgage

Document Number	0000008993
Date	Oct 9, 2023
Instrument	2023-0008993

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431

Mortgage

Document Number	0000000261
Date	Jan 5, 2021
Instrument	2021-0000261

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431

Mortgage

Document Number	0000021113
Date	Nov 22, 2021
Instrument	2021-0021113

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Mar 5, 2019
Property Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431
Document Number	0000002627
Map Reference	MB 16 PG 207
Instrument Date	Feb 28, 2019
Instrument	2019-0002627
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431

Mortgage

Document Number	0000002628
Date	Mar 5, 2019
Instrument	2019-0002628

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTER CA
Recording Date	Feb 4, 2019
Property Address	3265 BAKER WAY, LIVE OAK, CA 95953-9431
Document Number	0000001353
Instrument Date	Jan 28, 2019
Instrument	1353
Transaction Type	Transfer
Record Updated	Feb 22, 2019

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 BAKER WAY LIVE OAK CA 959539431, LIVE OAK, CA 95953-9431

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,000 (-4.72%) Land $75,000 Building $430,000	$505,000 (-4.72%)
2025	$6,960.00 (+3.73%) Homeowner's exemption	$530,000 (+4.95%) Land $75,000 Building $455,000	$530,000
2023	$6,710.00 Homeowner's exemption	$505,000 Land $75,000 Building $430,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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