32643 Cert St, Wildomar, CA 92595 Property Records

Riverside County property record for 32643 Cert St, Wildomar, CA 92595

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,480 sqft · built 2022
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$671,500 (Mar 2022)
Tax Bill	$8,189 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`368-331-008`

Property Details

APN / Parcel Number

Primary APN	`368-331-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,480 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Wood
Lot Area	7,840 sqft (0.179 acres)
Garage Type	Attached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	368331008
Street Address	32643 CERT ST
City	WILDOMAR
State	CA
Zip	92595-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 16 MB 449/080 TR 32206
Legal Tract	32206
Legal Lot Number	16
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2004
Census Tract	43271

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	32643 CERT ST, WILDOMAR, CA 92595-9574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 30, 2022	Grant Deed, Subdivision Related Transfer · VA Mortgage HOME AMERICAN MORTGAGE CORP
Mar 24, 2022	Grant Deed, Transfer FNTG BUILDER SERVICES, FNT BUILDER SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Mar 24, 2022
Deed Document Number	2022-0153281
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32643 CERT ST, WILDOMAR, CA 92595-9574
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32643 CERT ST, WILDOMAR, CA 92595-9574

Mortgage

Document Number	0000290578
Date	Oct 2, 2023
Instrument	2023-0290578

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 30, 2022
Property Address	32643 CERT ST, WILDOMAR, CA 92595-9574
Document Number	0000153281
Map Reference	MB 449 PG 80-84
Instrument Date	Feb 23, 2022
Instrument	2022-0153281
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32643 CERT ST, WILDOMAR, CA 92595-9574

Mortgage

Document Number	0000153282
Date	Mar 30, 2022
Instrument	2022-0153282

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 24, 2022
Property Address	32643 CERT ST, WILDOMAR, CA 92595-9574
Document Number	0000143834
Map Reference	MB 449 PG 80-84
Instrument Date	Sep 9, 2021
Instrument	2022-0143834
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FNTG BUILDER SERVICES, FNT BUILDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 N MAIN ST STE 205, 205, CORONA, CA 92878-4006
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,189.00 (+5.56%) Homeowner's exemption	$345,400 (+4.04%) Land $77,188 Building $268,212
2023	$7,758.00 (+280.29%) Homeowner's exemption	$331,990 Land $74,192 Building $257,798
2022	$2,040.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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