Gloucester County property record for 3264 Providence Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 912 sqft · built 1959 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2020) |
| Tax Bill | $1,255 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer May 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14166 |
| Primary APN | 14166 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,642 sqft (0.405 acres) |
| Deck Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3264 PROVIDENCE RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | GLOUCESTER PLACE LOT 2 |
| Legal Subdivision | PLAT: HPB7 215 |
| Legal Lot Number | 2 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 100302 |
3264 Providence Rd is owned and occupied by an individual who acquired it in July 2026.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3264 PROVIDENCE RD, HAYES, VA 23072-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| May 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Jun 22, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on File |
| Deed Sale | Jun 22, 2020 · Amount on File |
| Deed Document Number | 20202942 |
| Last Transfer Date | Jul 29, 2026 |
| Transfer Doc | 0000003426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Aug 3, 2026 |
| Property Address | 3264 PROVIDENCE RD, HAYES, VA 23072-2917 |
| Document Number | 0000003426 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20263426 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3264 PROVIDENCE RD, HAYES, VA 23072-2917 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 3264 PROVIDENCE RD, HAYES, VA 23072-2917 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220003039 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 220003039 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jun 22, 2020 |
| Property Address | 3264 PROVIDENCE RD, HAYES, VA 23072-2917 |
| Document Number | 200002942 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 200002942 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3264 PROVIDENCE RD, HAYES, VA 23072-2917 |
| Document Number | 200002943 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 200002943 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3264 Providence Rd was $1,255, up 10.8% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,255.00 (+10.77%) | $215,260 (+16.64%) Land $51,820 Building $163,440 | $215,260 (+16.64%) Land $51,820 Building $163,440 |
| 2025 | $1,133.00 (+5.4%) | $184,550 (-) Land $51,820 Building $132,730 | $184,550 (-) Land $51,820 Building $132,730 |
| 2024 | $1,075.00 | $184,550 (-) Land $51,820 Building $132,730 | $184,550 (-) Land $51,820 Building $132,730 |
| 2023 | $1,075.00 (+20.65%) | $184,550 (+50.15%) Land $51,820 Building $132,730 | $184,550 (+50.15%) Land $51,820 Building $132,730 |
| 2022 | $891.00 | $122,910 Land $52,300 Building $70,610 | $122,910 Land $52,300 Building $70,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3264 Providence Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (2003–2012) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3264 Providence Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
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