3264 Pearl Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3264 Pearl Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1972
Lot Size	0.78 acres (3,400 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Jun 1993)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`165-383-28-00`

Property Details

APN / Parcel Number

Primary APN	`165-383-28-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	3,400 sqft (0.78 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3264 PEARL LN
City	OCEANSIDE
State	CA
Zip	92056-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 73 TR 006940
Legal Subdivision	COSTA SERENA
Legal Tract	006940
Legal Block	3
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2029 COURAGE ST, VISTA, CA 92081-7022
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 1993 · Amount on Record
Deed Sale	Jun 11, 1993 · Amount on Record
Prior Sale	Feb 15, 1984 · Amount on Record
Deed Document Number	1993369916
Last Transfer Date	Nov 12, 2010
Transfer Doc	0000639162
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2021
Property Address	3264 PEARL LN, OCEANSIDE, CA 92056-4114
Document Number	0000645088
Map Reference	MAP 6940
Instrument Date	Mar 31, 2021
Instrument	2021-0645088
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3264 PEARL LN, OCEANSIDE, CA 92056-4114

Mortgage

Document Number	0000645089
Date	Sep 13, 2021
Instrument	2021-0645089

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2017
Property Address	3264 PEARL LN, OCEANSIDE, CA 92056-4114
Document Number	0000116205
Instrument Date	Mar 14, 2017
Instrument	116205
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2029 COVRAGE ST VISTA CA 92081, VISTA, CA 92081

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$141,424 (+2%) Land $64,281 Building $77,143
2025	$1,601.00 (+5.19%)	$138,652 (+4.04%) Land $63,021 Building $75,631
2023	$1,522.00 (+1.53%)	$133,271 Land $60,575 Building $72,696
2022	$1,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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