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32634 Palm Ave, Tavares, FL 32778 Property Records

Lake County property record for 32634 Palm Ave, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,465 sqft · built 1975
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Oct 1993)
Tax Bill$1,570 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-19-26-0500-000-01200

Property Details

APN / Parcel Number

Primary APN21-19-26-0500-000-01200
Alternative APNs
  • 261921050000001200
  • 1819245

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,465 sqft Living Area
1st Floor Area1,465 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCarport
Garage Area180 sqft
CarportCarport
Carport Area180 sqft

Exterior Amenities

Pool Area260 sqft
PorchScreened/Unfinished Porch
Porch Area540 sqft
Deck AreaDeck Area
Utility Building750 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1819245
Street Address32634 PALM AVE
CityTAVARES
StateFL
Zip32778-5206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLAKE JUNIETTA HOMESITES LOT 12 PB 12 PG 49 ORB 1253 PG 862 ORB 5231 PG 1079
Legal Range26E
Legal Township19S
Legal Section21
Legal SubdivisionLAKE JUNIETTA HOMES
Legal Tract0500
Legal Lot Number12
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2011
Census Tract30803

Owner

32634 Palm Ave is owned and occupied by two individuals who acquired it in February 2019.

Source: Lake County records, as of June 5, 2026

Owner of Record2 Individual Names on File
Mailing Address32634 PALM AVE, TAVARES, FL 32778-5206
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2025Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Feb 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 1993 · Amount on File
Deed SaleOct 12, 1993 · Amount on File
Deed Book / Page1253 / 862
Last Transfer DateFeb 1, 2019
Transfer Doc0052311079
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Recording DateMay 21, 2026
Property Address32634 PALM AVE, TAVARES, FL 32778-5206
Document Number0000062984
Book / Page6743 / 1904
Instrument DateMay 16, 2026
Instrument202662984
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address32634 PALM AVE, TAVARES, FL 32778-5206

Mortgage

Document Number0000062984,
DateMay 21, 2026
Book Page6743/1904
Instrument202662984
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term325 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateSep 29, 2025
Property Address32634 PALM AVE, TAVARES, FL 32778-5206
Document Number0066051381
Book / Page6605 / 1381
Map ReferenceMB 12 PG 49
Instrument DateSep 29, 2025
Instrument2025120307
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address32634 PALM AVE, TAVARES, FL 32778-5206

Transferred To (Grantee/Buyer)

NameVerified Name
Address15232 HALL RD, MEADVILLE, PA 16335-7847

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address32634 PALM AVE, TAVARES, FL 32778-5206
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address32634 PALM AVE, TAVARES, FL 32778-5206

Mortgage

Document Number0055700208
DateOct 27, 2020
Book Page5570/208
Instrument2020119821
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateFeb 1, 2019
Property Address32634 PALM AVE, TAVARES, FL 32778-5206
Document Number0052311079
Book / Page005231 / 001079
Instrument DateFeb 1, 2019
Instrument13058
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address32634 PALM AVE TAVARES FL 327785206, TAVARES, FL 32778-5206

Tax Assessment & Valuation

The 2025 property tax bill for 32634 Palm Ave was $1,570, up 3.4% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,780 (+2.9%)$251,968 (-0.22%) Land $52,900 Building $199,068
2025$1,570.00 (+3.36%)$100,860 (+2.9%) Land $52,900 Building $47,960$252,536 (+0.79%) Land $52,900 Building $199,636
2024$1,519.00 (+18.12%) Homeowner's exemption Widower's exemption$98,020 (+2.99%) Land $52,900 Building $45,120$250,569 (+2.2%) Land $52,900 Building $197,669
2023$1,286.00 (+10.86%) Homeowner's exemption Widower's exemption$95,170 (+3%)$245,187 (+47.36%) Land $52,900 Building $192,287
2022$1,160.00 Homeowner's exemption Widower's exemption$92,400$166,383 Land $33,063 Building $133,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32634 Palm Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2003–2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32634 Palm Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

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