32631 Outer Rd, Concordia, MO 64020 Property Records

Lafayette County property record for 32631 Outer Rd, Concordia, MO 64020

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,200 sqft · built 1969
Lot Size	73.5 acres (3,201,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Nov 2021)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Aug 2022 Refinance Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-7.0-36-0-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`18-7.0-36-0-000-008.000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	300 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,201,660 sqft (73.5 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Shed	1 Shed
Shed Area	2,268 sqft
Lean-To	1,320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	32631 OUTER RD
City	CONCORDIA
State	MO
Zip	64020-6364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4; 443-474, 556-434, 2020DR5124, 2021SU0043, 2021DR4654, 2021DR4656, 2021SU0070, 2021DR6147
Legal Range	24
Legal Township	49
Legal Section	36
Jurisdiction	LAFAYETTE MO
Township / Civil Division	FREEDOM
Census Block Group	3
Census Block	3202
Census Tract	90401

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32631 OUTER RD, CONCORDIA, MO 64020-6364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE INVST SVCS
Nov 16, 2021	Warranty Deed, Transfer · Line of Credit CONCORDIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	2021DR6147
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	32631 OUTER RD, CONCORDIA, MO 64020-6364
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR4318
Date	Aug 31, 2022
Instrument	2022DR4318

Lender

Name	MORTGAGE INVST SVCS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 16, 2021
Property Address	32631 OUTER RD, CONCORDIA, MO 64020-6364
Document Number	2021DR6147
Instrument Date	Oct 1, 2021
Instrument	2021DR6147
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 S SANDIA ST, CONCORDIA, MO 64020-8312

Mortgage

Document Number	2021DR6148
Date	Nov 16, 2021
Instrument	2021DR6148

Lender

Name	CONCORDIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Concordia R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00	$39,894 (+13.69%)	$212,370 (+13.51%) Land $17,720 Building $194,650
2023		$35,090	$187,090 Land $15,960 Building $171,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Alma Telephone Company.

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