St. Charles County property record for 3263 River Breeze Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 2022 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,087 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Dec 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T220500187 |
| Primary APN | T220500187 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 1,572 sqft |
| Basement Area | 1,572 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,499 sqft (0.149 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T220500187 |
|---|---|
| Street Address | 3263 RIVER BREEZE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BREEZE ESTS #1 LOT 54 |
| Legal Subdivision | RIVER BREEZE ESTS #1 |
| Legal Lot Number | 54 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 310202 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3263 RIVER BREEZE DR, SAINT CHARLES, MO 63301-4545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2024 | Beneficiary Deed, Transfer |
| Dec 27, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 1, 2024 |
| Property Address | 3263 RIVER BREEZE DR, SAINT CHARLES, MO 63301-4545 |
| Document Number | 0000007844 |
| Map Reference | DOC 2021R-091692 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024R-007844 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3263 RIVER BREEZE DR, SAINT CHARLES, MO 63301-4545 |
| Name | Verified Name |
|---|---|
| Address | 1153 TALBRIDGE WAY, SAINT CHARLES, MO 63303-4842 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 27, 2022 |
| Property Address | 3263 RIVER BREEZE DR, SAINT CHARLES, MO 63301-4545 |
| Document Number | 0000067349 |
| Map Reference | DOC 2021R-091692 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022R-067349 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16141 SWINGLEY RIDGE RD # RD109, RD109, CHESTERFIELD, MO 63017-1774 |
| Name | Verified Name |
|---|---|
| Address | 3261 RIVER BREEZE DR, SAINT CHARLES, MO 63301-4545 |
| Document Number | 0000067350 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022R-067350 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 10.6% |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,022 (-) | $410,641 (-) Land $60,000 Building $350,641 | |
| 2025 | $5,087.00 | $78,022 (+8.74%) | $410,641 (+8.74%) Land $60,000 Building $350,641 |
| 2023 | $71,751 | ||
| 2022 | $377,636 Land $60,000 Building $317,636 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 37 (1979–2022) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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