Stearns County property record for 3262 Nottingham Rd S, Saint Cloud, MN 56301
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.571 acres (24,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,648 (Aug 2026) |
| Tax Bill | $548 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51188-0041 |
| Primary APN | 82-51188-0041 |
|---|
| Lot Area | 24,873 sqft (0.571 acres) |
|---|---|
| Lot Width | 69 ft Width |
| Cooling System | None |
|---|
| Street Address | 3262 NOTTINGHAM RD S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-6249 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PUD78 |
| Legal Description | LOT 007 BLK 003 STONE GATE SECTION 28 TOWNSHIP 124 RANGE 028 SECTION 28 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 28 |
| Legal Subdivision | STONE GATE |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 401 |
3262 Nottingham Rd S, vacant land, is owned and occupied by two individuals who bought it in August 2026.
Source: Stearns County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3262 NOTTINGHAM RD S, SAINT CLOUD, MN 56301-6249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GRANITE BANK |
| Apr 9, 2026 | Deed of Trust, Mortgage · Construction Mortgage FINANCE AMERICA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on File |
| Deed Sale | Aug 27, 2026 · Amount on File |
| Deed Document Number | 20261719917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 27, 2026 |
| Property Address | 3262 NOTTINGHAM RD S, SAINT CLOUD, MN 56301-6249 |
| Document Number | 0001719917 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20261719917 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | CBD TITLE LLC, CHB TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148,534.64 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3262 NOTTINGHAM RD S, SAINT CLOUD, MN 56301-6249 |
| Investor | Possibly a Property Investor |
| Document Number | 0001719918, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20261719918 |
| Name | GRANITE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 9, 2026 |
| Property Address | 3262 NOTTINGHAM RD S, SAINT CLOUD, MN 56301-6249 |
| Document Number | 0001711057 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20261711057 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 10713 JERSEY CT N, MINNEAPOLIS, MN 55445-2300 |
| Investor | Possibly a Property Investor |
| Document Number | 0001711057, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20261711057 |
| Name | FINANCE AMERICA LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 3262 Nottingham Rd S was $548.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548.00 | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 |
| 2025 | $30,000 Land $30,000 | $30,000 Land $30,000 | |
| 2023 | $496.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3262 Nottingham Rd S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3262 Nottingham Rd S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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