3262 Lakefront Dr, Monument, CO 80132 Property Records

El Paso County property record for 3262 Lakefront Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.25 ba · 3,782 sqft · built 2016
Lot Size	0.275 acres (11,983 sqft)
Owner	2 Individual Names on File
Last Sale	$467,436 (Oct 2016)
Tax Bill	$6,241 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71284-01-002`

Property Details

APN / Parcel Number

Primary APN	`71284-01-002`
Alternative APN	`R7128401002`

Interior

Bedrooms	6 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,782 sqft Living Area
Gross Area	4,780 sqft
1st Floor Area	1,137 sqft
Upper Floors Area	1,588 sqft
Basement Area	1,137 sqft
Finished Basement	1,057 sqft
Unfinished Basement	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,983 sqft (0.275 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R7128401002
Street Address	3262 LAKEFRONT DR
City	MONUMENT
State	CO
Zip	80132-7985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 2 FOREST LAKES FIL NO 3
Legal Subdivision	FOREST LAKES FIL NO 3
Legal Lot Number	2
Jurisdiction	EL PASO CO
Township / Civil Division	MONUMENT
Census Block Group	2
Census Block	2057
Census Tract	3712

Owner

3262 Lakefront Dr is owned and occupied by two individuals who bought it in October 2016.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3262 LAKEFRONT DR, MONUMENT, CO 80132-7985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Jul 9, 2024	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 27, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2016 · Amount on File
Deed Sale	Oct 11, 2016 · Amount on File
Deed Document Number	2016117063
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	3262 LAKEFRONT DR, MONUMENT, CO 80132-7985
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 LAKEFRONT DR, MONUMENT, CO 80132-7985

Mortgage

Document Number	0000073638
Date	Apr 14, 2021
Instrument	221073638

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	May 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	5-Year CMT
Max Rate	7.37%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	3262 LAKEFRONT DR, MONUMENT, CO 80132-7985
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 LAKEFRONT DR, MONUMENT, CO 80132-7985

Mortgage

Document Number	0000051984
Date	Jul 9, 2024
Instrument	224051984

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Aug 2, 2022
Property Address	3262 LAKEFRONT DR, MONUMENT, CO 80132-7985
Document Number	0000102997
Instrument Date	Jul 29, 2022
Instrument	222102997
Transaction Type	Transfer
Record Updated	Feb 27, 2026
Title Company	CAPSTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3262 LAKEFRONT DR, MONUMENT, CO 80132-7985

Mortgage

Document Number	0000102998
Date	Aug 2, 2022
Instrument	222102998

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	3262 LAKEFRONT DR, MONUMENT, CO 80132-7985
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDERLIVE SETTLEMENT SVCS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155751
Date	Dec 27, 2017
Instrument	217155751

Lender

Name	DISCOVER BANK
Type	Bank
Address	MONUMENT, CO 80132

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3262 Lakefront Dr was $6,241, up 13.7% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,530 (-)	$929,525 (-)
2025	$6,241.00 (+13.68%)	$65,530 (+16.37%) Land $15,420 Building $50,110	$929,525 Land $218,750 Building $710,775
2024	$5,490.00 (+4.08%)	$56,310 (-) Land $12,060 Building $44,250
2023	$5,275.00 (+10.22%)	$56,310 (+35.62%) Land $12,060 Building $44,250	$840,462 (+40.69%) Land $180,000 Building $660,462
2022	$4,786.00	$41,520 Land $9,270 Building $32,250	$597,388 Land $133,400 Building $463,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3262 Lakefront Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3262 Lakefront Dr is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST LAKES MD private · serves 1,049 people · EPA ID CO0121360
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Force Broadband.

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