3262 Gibson Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3262 Gibson Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 2004
Lot Size	0.298 acres (12,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Aug 2020)
Tax Bill	$4,188 (2025)
Deeds & Mortgages	Aug 2020 Sale Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5240-1653-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5240-1653-0010`
Alternative APNs	`00321262` `321262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,710 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,991 sqft (0.298 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	158 sqft
Patio Area	102 sqft
Utility Building	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00321262
Street Address	3262 GIBSON AVE
City	SPRING HILL
State	FL
Zip	34609-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 24 BLK 1653 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 24
Legal Block	1653
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1032
Census Tract	40908

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15444 ATWATER DR, BROOKSVILLE, FL 34604-8119
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Transfer SOUTHEAST TITLE/THE SUNCOAST
Mar 7, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	202048223
Deed Book / Page	3873 / 706
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	0029161916
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 10, 2020
Property Address	3262 GIBSON AVE, SPRING HILL, FL 34609-3058
Document Number	0038730706
Book / Page	003873 / 000706
Instrument Date	Jul 31, 2020
Instrument	48223
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	SOUTHEAST TITLE/THE SUNCOAST

Transaction

Amount	Amount Recorded
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15444 ATWATER DR BROOKSVILLE FL 346048119, BROOKSVILLE, FL 34604-8119

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 7, 2018
Property Address	3262 GIBSON AVE, SPRING HILL, FL 34609-3058
Document Number	0035591809
Book / Page	3559 / 1809
Map Reference	MB10 PG53-60
Instrument Date	Feb 16, 2018
Instrument	2018013660
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF THE SUNCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 GIBSON AVE, SPRING HILL, FL 34609-3058

Mortgage

Document Number	2018013661
Date	Mar 7, 2018
Instrument	2018013661

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,188.00 (+24.27%)	$239,748 (+21%)	$251,523 (-1.43%) Land $46,157 Building $205,366
2023		$198,139 Land $198,139
2022	$3,370.00		$255,179 Land $45,046 Building $210,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Tillman Fiber, Verizon.

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