3262 Deer Trl, Kempner, TX 76539 Property Records

Bell County property record for 3262 Deer Trl, Kempner, TX 76539

Property Summary

Property TypeSingle Family Home
Details1.75 ba · 1,388 sqft · built 1986
Lot Size1.12 acres (49,005 sqft)
Owner2 Individual Names on Record
Tax Bill$2,013 (2025)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0384580506

Property Details

APN / Parcel Number

Primary APN0384580506
Alternative APNs
  • 811278
  • 96561

Interior

Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area1,388 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area49,005 sqft (1.12 acres)
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3262 DEER TRL
CityKEMPNER
StateTX
Zip76539-5043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER PARK, BLOCK 001, LOT 0003, ACRES 1.125
Legal SubdivisionDEER PARK
Legal Block1
Legal Lot Number3
JurisdictionBELL TX
Township / Civil DivisionSOUTHWEST BELL
Census Block Group2
Census Block2011
Census Tract23301

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3262 DEER TRL, KEMPNER, TX 76539-5043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 19, 2016
Transfer Doc0000015964
Record UpdatedOct 29, 2026

December 2022: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionBELL TX
Recording DateDec 19, 2022
Property Address3262 DEER TRL, KEMPNER, TX 76539-5043
Document Number0000074217
Map ReferenceCAB B SL 12-B
Instrument DateNov 22, 2022
Instrument2022074217
Transaction TypeTransfer
Record UpdatedDec 29, 2022
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name
Address425 FM 1996, OGLESBY, TX 76561-2016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3262 DEER TRL, KEMPNER, TX 76539-5043

Mortgage

Document Number0000074218
DateDec 19, 2022
Instrument2022074218
Lender
NameEXTRACO BANKS NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change12.2%
Index1-Year CMT
Max Rate12.2%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,013.00 (+127.97%)$266,128 (+9.69%) Land $48,727 Building $217,401$266,128 (+9.69%) Land $48,727 Building $217,401
2023$242,610 Land $44,297 Building $198,313$242,610 Land $44,297 Building $198,313
2022$883.00 (+10.79%)
2021$797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 42% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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