3261 Nile Ln, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3261 Nile Ln, Laurel, MD 20724

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,892 sqft · built 2004
Lot Size	0.036 acres (1,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2026)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-675-90215626`

Property Details

APN / Parcel Number

Primary APN	`04-675-90215626`
Alternative APNs	`4-675-90215626` `67590215626`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,892 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,575 sqft (0.036 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	67590215626
Street Address	3261 NILE LN
City	LAUREL
State	MD
Zip	20724-6128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 176 PH 3 RIVERBEND/RUSSETT
Legal Subdivision	RIVERBEND/RUSSETT
Legal Phase	3
Legal Block	1
Legal Lot Number	176
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	740502

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3261 NILE LN, LAUREL, MD 20724-6128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Sep 21, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jul 20, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Book / Page	42521 / 124
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 8, 2026
Property Address	3261 NILE LN, LAUREL, MD 20724-6128
Document Number	4252000124
Book / Page	42521 / 124
Instrument Date	Apr 21, 2026
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3261 NILE LN, LAUREL, MD 20724-6128

Mortgage

Document Number	4252000132,
Date	Jul 8, 2026
Book Page	42521/132

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3261 NILE LN, LAUREL, MD 20724-6128
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0325040411
Date	Sep 21, 2018
Book Page	32504/411

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3261 NILE LN, LAUREL, MD 20724-6128
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 NILE LN, LAUREL, MD 20724-6128

Mortgage

Document Number	0367670144
Date	May 12, 2021
Book Page	36767/144

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3261 NILE LN, LAUREL, MD 20724-6128
Document Number	0345260001
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 NILE LN LAUREL MD 207246128, LAUREL, MD 20724-6128

Mortgage

Document Number	0345260001
Date	May 4, 2020
Book Page	034526/000001

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3261 NILE LN, LAUREL, MD 20724-6128
Document Number	0334910024
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 NILE LN LAUREL MD 207246128, LAUREL, MD 20724-6128

Mortgage

Document Number	0334910024
Date	Aug 23, 2019
Book Page	033491/000024

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3261 NILE LN, LAUREL, MD 20724-6128
Document Number	0317290011
Book / Page	031729 / 000011
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 NILE LN LAUREL MD 207246128, LAUREL, MD 20724-6128

Mortgage

Document Number	0317290011
Date	Jan 5, 2018
Book Page	031729/000011

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,833 (+1.34%)	$446,300 (+4.01%) Land $200,000 Building $246,300
2025	$4,200.00 (+2.66%) Homeowner's exemption	$429,100 (+21.55%) Land $180,000 Building $249,100	$429,100 (-) Land $180,000 Building $249,100
2024	$4,091.00 (+15.7%)
2023	$3,536.00 Homeowner's exemption	$353,033	$429,100 Land $180,000 Building $249,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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