3261 KY 1232, Gray, KY 40734 Property Records

Knox County property record for 3261 KY 1232, Gray, KY 40734 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage1,620 sqft Total Area
Lot Size376,794 sqft (8.64 acres)
OccupancyOwner Occupied
Last Sale$154,800 (2017)
Tax Bill$1,141.00 (2025)

Property Details

APN / Parcel Number

Primary APN028-00-00-041.00
Alternative APNs
  • 325848
  • 387898
  • 5599

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area1,620 sqft Total Area
Family RoomFamily Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Exterior MaterialOther Exterior
Roof ConstructionMansard Roof Construction
Roof MaterialMetal Roof
Lot Area376,794 sqft (8.64 acres)
Parking Spaces1 Parking Spaces
Garage Area320 sqft Garage
PorchPorch
Porch Area56 sqft Porch
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Account Number5599
Street Address3261 KY 1232
CityGRAY
StateKY
Zip40734-6819
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description8.65 ACS OLD 25E GRAY
JurisdictionKNOX KY
Minor Civil DivisionGRAY
Census Blockgroup2
Census Block2009
Census Tract930300

Owner

Source: Knox County records · APN 028-00-00-041.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3261 KY 1232, GRAY, KY 40734-6819
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
POLARIS HOME FUNDING CORP
Mar 04, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2017 · Amount on Record
Deed SaleMar 04, 2017 · Amount on Record
Deed Doc Number202815
Deed Book / PageD418 / 8
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX KY
Property Address3261 KY 1232, GRAY, KY 40734-6819
Transaction TypeMortgage
Record UpdatedMar 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000M473/2
DateJul 16, 2020
Book PageM473/2
Instrument244335
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
AddressGRANDVILLE, MI 49418
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKNOX KY
Recording DateMar 04, 2017
Property Address3261 KY 1232, GRAY, KY 40734-6819
Document Number0000D418/8
Book / PageD418 / 8
Instrument DateFeb 28, 2017
Instrument202815
Transaction TypeTransfer
Record UpdatedMar 08, 2022
Title CompanyIMAG TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3261 KY 1232, 3261, GRAY, KY 40734-6819

Transferred To (Grantee/Buyer)

NameVerified Name
Address3261 KY 1232, GRAY, KY 40734-6819

Mortgage

Document Number000M440515
DateMar 04, 2017
InstrumentM440/515
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKnox County
Unified School DistrictKnox County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,141.00 (-4.92%) Homeowner's exemption$154,800 (-) Land $25,000 Building $129,800$154,800 (-) Land $25,000 Building $129,800
2023$1,200.00 Homeowner's exemption$154,800$154,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 86% of Kentucky
Wildfire LikelihoodAbout 1 in 210 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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