3261 E Desert Dr, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 3261 E Desert Dr, Camp Verde, AZ 86322

Property Summary

Property TypeSingle Family Home
Details1,740 sqft · built 1991
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Apr 2026)
Tax Bill$1,113 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN404-16-019

Property Details

APN / Parcel Number

Primary APN404-16-019
Alternative APNs
  • 4041601900
  • 404160190

Interior

Stories1 Story
Building Area1,740 sqft Living Area
1st Floor Area1,740 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)

Location & Zoning

Account Number404160190
Street Address3261 E DESERT DR
CityCAMP VERDE
StateAZ
Zip86322-6218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERDE LAKES #3 LOT 728 624/614
Legal SubdivisionVERDE LAKES
Legal Lot Number728
JurisdictionYAVAPAI AZ
Township / Civil DivisionCAMP VERDE-SEDONA
Census Block Group1
Census Block1044
Census Tract1602

Owner

Source: Yavapai County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3261 E DESERT DR, CAMP VERDE, AZ 86322-6218
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
ZB NA
Apr 1, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
ZB NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2026 · Amount on Record
Deed SaleApr 1, 2026 · Amount on Record
Prior SaleFeb 14, 2025 · Amount on Record
Deed Document Number202614353
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address3261 E DESERT DR, CAMP VERDE, AZ 86322-6218
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3261 E DESERT DR, CAMP VERDE, AZ 86322-6218

Mortgage

Document Number0000058925
DateAug 18, 2021
Instrument2021-0058925
Lender
NameZB NA
TypeBank
AddressCAMP VERDE, AZ 86322
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYAVAPAI AZ
Recording DateApr 1, 2026
Property Address3261 E DESERT DR, CAMP VERDE, AZ 86322-6218
Document Number0000014353
Instrument DateMar 3, 2026
Instrument202614353
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyYAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3261 E DESERT DR, CAMP VERDE, AZ 86322-6218
InvestorPossibly a Property Investor

Mortgage

Document Number0000014354,
DateApr 1, 2026
Instrument202614354
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address3261 E DESERT DR, CAMP VERDE, AZ 86322-6218
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3261 E DESERT DR, CAMP VERDE, AZ 86322-6218

Mortgage

Document Number20210058925
DateAug 18, 2021
Instrument2021-0058925
Lender
NameZB NA
TypeBank
AddressCAMP VERDE, AZ 86322
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
MunicipalityCamp Verde Town
Unified School DistrictCamp Verde Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$30,668 (-1.53%)$306,684 (-1.53%) Land $41,373 Building $265,311
2026$31,146 (+2.28%)$311,457 (+2.28%) Land $44,833 Building $266,624
2025$1,113.00 (+6.2%)$30,452 Land $4,966 Building $25,486$304,522 Land $49,662 Building $254,860
2024$1,048.00 (+9.74%)
2022$955.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1993)
Most Recent ClaimFeb 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verde Valley Internet
Fixed Wireless
100 / 25

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