3261 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3261 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 2001
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2018)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88232`

Property Details

APN / Parcel Number

Primary APN	`88232`
Alternative APN	`262630062800011860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,689 sqft Heated Area
Gross Area	2,673 sqft
1st Floor Area	1,689 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Finished
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	417 sqft
Deck Area	400 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88232
Street Address	3261 COUNTRYSIDE VIEW DR
City	SAINT CLOUD
State	FL
Zip	34772-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 3A PB 12 PG 37-38 LOT 186
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 3A
Legal Tract	628
Legal Block	1
Legal Lot Number	186
Legal Unit	3A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3261 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Aug 20, 2019	Deed of Trust, Mortgage · Conventional with PMI FAIRWINDS CU
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Sep 27, 2001 · Amount on Record
Deed Document Number	0054201447
Deed Book / Page	5420 / 1447
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3261 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058772727
Date	Jan 26, 2021
Book Page	5877/2727
Instrument	2021011674

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3261 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Document Number	0055800248
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 COUNTRYSIDE VIEW DR ST CLOUD FL 347727052, ST CLOUD, FL 34772-7052

Mortgage

Document Number	0055800248
Date	Aug 27, 2019
Book Page	005580/000248
Instrument	111125

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 19, 2018
Property Address	3261 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Document Number	0054201447
Book / Page	5420 / 1447
Map Reference	MB12 PG37&38
Instrument Date	Oct 19, 2018
Instrument	2018157222
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2508 PICKETT AVE, 2508, SAINT CLOUD, FL 34772-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3261 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052

Mortgage

Document Number	2018157223
Date	Oct 19, 2018
Instrument	2018157223

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,373.00 (+6.34%) Homeowner's exemption	$231,375 (+5.99%)	$385,500 (+9.7%) Land $75,000 Building $310,500
2023	$3,172.00 (+3.66%) Homeowner's exemption	$218,306 (+3%)	$351,400 (+24.17%) Land $65,000 Building $286,400
2022	$3,060.00 Homeowner's exemption	$211,948	$283,000 Land $60,000 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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