Cayuga County and Cato Town property record for 3260 State Rte 370, Cato, NY 13033 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,712 sqft · built 1825 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2012) |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052489 52.00-1-21.12 |
| Primary APN | 052489 52.00-1-21.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1825 |
|---|---|
| Effective Year Built | Effective 1825 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 61,855 sqft (1.42 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 548 sqft |
| Poultry House | Poultry House |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 03100120 |
|---|---|
| Street Address | 3260 STATE ROUTE 370 |
| City | CATO |
| State | NY |
| Zip | 13033-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 21.012 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CATO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40201 |
Source: Cayuga County and Cato Town records · APN 052489 52.00-1-21.12
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3260 STATE ROUTE 370, CATO, NY 13033-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU |
| Feb 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EMPOWER CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2012 · Amount on Record |
| Deed Sale | Sep 21, 2012 · Amount on Record |
| Deed Document Number | 2012128491 |
| Deed Book / Page | 1487 / 252 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 3260 STATE ROUTE 370, CATO, NY 13033-9733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037730183 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 3773/183 |
| Instrument | 2019-190179 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 3260 STATE ROUTE 370, CATO, NY 13033-9733 |
| Document Number | 0035030048 |
| Book / Page | 003503 / 000048 |
| Instrument Date | Feb 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3260 STATE ROUTE 370 CATO NY 130339733, CATO, NY 13033-9733 |
| Document Number | 0035030048 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 003503/000048 |
| Instrument | 169218 |
| Name | EMPOWER CU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 15, 2032 |
Source: Cayuga County and Cato Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,610.00 (+3.69%) Homeowner's exemption | $85,000 (-) Land $15,000 Building $70,000 | $157,407 (+24.07%) Land $27,778 Building $129,629 |
| 2024 | $2,517.00 (+122.94%) | ||
| 2023 | $85,000 Land $15,000 Building $70,000 | $126,866 Land $22,388 Building $104,478 | |
| 2020 | $1,129.00 |
Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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