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3260 Hwy 49 E, Charlotte, TN 37036 Property Records

Dickson County property record for 3260 Hwy 49 E, Charlotte, TN 37036

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,048 sqft · built 1930
Lot Size5.13 acres (223,463 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Aug 2023)
Tax Bill$1,430 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022026 05300

Property Details

APN / Parcel Number

Primary APN022026 05300
Alternative APN
  • 026 05300

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,048 sqft Living Area
1st Floor Area2,048 sqft
Basement Area320 sqft
Finished Basement320 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area223,463 sqft (5.13 acres)
TerrainRolling
Garage TypeDetached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area114 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3260 HIGHWAY 49 E
CityCHARLOTTE
StateTN
Zip37036-5922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: F04
Legal SubdivisionCHRISTY SURVEYING LLC
JurisdictionDICKSON TN
Township / Civil Division4
Census Block Group2
Census Block2034
Census Tract60201

Owner

Source: Dickson County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3260 HIGHWAY 49 E, CHARLOTTE, TN 37036-5922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Warranty Deed, Transfer · Conventional Mortgage
ROSS MORTGAGE CORP
Oct 18, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FED'L SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleOct 18, 2019 · Amount on Record
Deed Document Number2023356894
Deed Book / Page1561 / 1790
Prior Transfer DateOct 17, 2019
Prior Transfer DocV14040000000049
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDICKSON TN
Recording DateAug 25, 2023
Property Address3260 HIGHWAY 49 E, CHARLOTTE, TN 37036-5922
Document Number0V15611790
Book / PageV1561 / 1790
Instrument DateAug 23, 2023
Instrument356894
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyCHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3260 HIGHWAY 49 E, CHARLOTTE, TN 37036-5922

Mortgage

Document Number0000356895
DateAug 25, 2023
Instrument356895
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDICKSON TN
Recording DateOct 18, 2019
Property Address3260 HIGHWAY 49 E, CHARLOTTE, TN 37036-5922
Document NumberV140446
Book / Page001404 / 000046
Instrument DateOct 17, 2019
Instrument304920
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyTENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$407.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3260 HIGHWAY 49 E CHARLOTTE TN 370365922, CHARLOTTE, TN 37036-5922

Mortgage

Document NumberV140449
DateOct 18, 2019
Book Page001404/000049
Instrument304921
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressDICKSON, TN 37055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDickson County
Unified School DistrictDickson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,430.00 (+49.9%)$84,625 (+108.56%) Land $28,575 Building $56,050
2024$338,500 (+108.56%) Land $114,300 Building $224,200
2022$954.00$40,575 Land $9,250 Building $31,325$162,300 Land $37,000 Building $125,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER AUTH OF DICKSON COUNTY
serves 68,675 people · EPA ID TN0000191
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ignite Broadband
Fiber		2,500 / 2,500
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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