3260 Georgia St, Gary, IN 46409 Property Records

Lake County property record for 3260 Georgia St, Gary, IN 46409

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,066 sqft · built 1939
Lot Size0.128 acres (5,619 sqft)
OwnerIndividual Name on File
Tax Bill$573 (2024)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone AE (high risk)
APN001-25-43-0411-0018

Property Details

APN / Parcel Number

Primary APN001-25-43-0411-0018
Alternative APNs
  • 45-08-22-180-027.000-004
  • 254304110018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,066 sqft Living Area
Basement Area720 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1965
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area5,619 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-43-0411-0018
Old Parcel Number254304110018
Street Address3260 GEORGIA ST
CityGARY
StateIN
Zip46409-1135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGIA GARDENS L.18 BL.4
Legal SubdivisionGEORGIA GARDENS
Legal Block4
Legal Lot Number18
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1019
Census Tract12300

Owner

3260 Georgia St is owned and occupied by an individual.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address3260 GEORGIA ST, GARY, IN 46409-1135
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3260 GEORGIA ST, GARY, IN 46409-1135
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088354
DateDec 21, 2018
Instrument2018 088354
Lender
NameHORIZON BANK
TypeBank
AddressPORTAGE, IN 46368
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueNov 28, 2028

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$54,700 Land $6,500 Building $48,200$54,700 Land $6,500 Building $48,200
2024$573.00
2023$41,600 (+2.46%) Land $6,200 Building $35,400$41,600 (+2.46%) Land $6,200 Building $35,400
2022$448.00 Homeowner's exemption$40,600 Land $3,000 Building $37,600$40,600 Land $3,000 Building $37,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3260 Georgia St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1980–2026)
Claims Outside the SFHA3 of 17
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3260 Georgia St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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