3260 Estates Pl, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3260 Estates Pl, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,283 sqft · built 2000
Lot Size	0.421 acres (18,339 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Jul 2022)
Tax Bill	$12,334 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2100-0010-00-9`

Property Details

APN / Parcel Number

Primary APN	`18-2100-0010-00-9`
Alternative APN	`11-18-2100-0010-00-9`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,283 sqft Living Area
1st Floor Area	1,608 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	18,339 sqft (0.421 acres)
Lot Depth	134 ft Depth
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3260 ESTATES PL
City	SAINT JOSEPH
State	MI
Zip	49085-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 10 THE ESTATES NO 1
Legal Subdivision	THE ESTATES
Legal Lot Number	10
Legal Unit	10
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2017
Census Tract	1100

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jul 13, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 10, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	2022357604
Deed Book / Page	3379 / 2628
Prior Transfer Date	Dec 14, 2011
Prior Transfer Doc	02982/2102
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431

Mortgage

Document Number	03387/2540
Date	Oct 3, 2022
Book Page	3387/2540
Instrument	2022363895

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431

Mortgage

Document Number	03413/1213
Date	Oct 3, 2023
Book Page	3413/1213
Instrument	2023390261

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	May 1, 2029

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 13, 2022
Property Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431
Document Number	03379/2628
Book / Page	3379 / 2628
Map Reference	LB 24 PG 42
Instrument Date	Jun 23, 2022
Instrument	2022357604
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$5,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 10, 2017
Property Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431
Document Number	03180/0344
Book / Page	3180 / 0344
Map Reference	LB24 PG42
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$4,816.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 ESTATES PL, SAINT JOSEPH, MI 49085-3431

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,200 (+2.93%)	$934,400 (+2.93%)
2025	$12,334.00 (+2.61%) Homeowner's exemption	$453,900 (+47.95%)	$907,800 (+47.95%)
2024	$12,020.00 (+39.43%)
2023		$306,800	$613,600
2022	$8,621.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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