San Diego County property record for 3260 Calle Osuna, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,162 sqft · built 1974 |
| Lot Size | 0.8 acres (3,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Sep 1992) |
| Tax Bill | $2,227 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-421-26-00 |
| Primary APN | 165-421-26-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,162 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Lot Area | 3,500 sqft (0.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3260 CALLE OSUNA |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 509 TR 007220 |
| Legal Subdivision | COSTA SERENA |
| Legal Tract | 007220 |
| Legal Block | 2 |
| Legal Lot Number | 509 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 18517 |
Source: San Diego County records · APN 165-421-26-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 15, 2024 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Dec 20, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| May 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 1992 · Amount on Record |
| Deed Sale | Sep 24, 1992 · Amount on Record |
| Deed Document Number | 1992608086 |
| Last Transfer Date | Oct 08, 2024 |
| Transfer Doc | 0000277337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Document Number | 0000422234 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 2021-0422234 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Document Number | 0000040297 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-0040297 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 15, 2024 |
| Property Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Document Number | 0000277337 |
| Map Reference | MAP 7220 |
| Instrument Date | Oct 08, 2024 |
| Instrument | 2024-0277337 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Document Number | 0000277338 |
|---|---|
| Date | Oct 15, 2024 |
| Instrument | 2024-0277338 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 957 Months |
| Due | Jul 06, 2104 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 20, 2018 |
| Property Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Document Number | 0000520752 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 520752 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3260 CALLE OSUNA OCEANSIDE CA 920563938, OCEANSIDE, CA 92056-3938 |
| Document Number | 520753 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 520753 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3260 CALLE OSUNA, OCEANSIDE, CA 92056-3938 |
| Document Number | 0000220119 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3260 CALLE OSUNA OCEANSIDE CA 920563938, OCEANSIDE, CA 92056-3938 |
| Document Number | 0000220119 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 220119 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2047 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $205,647 (+2%) Land $61,873 Building $143,774 | |
| 2025 | $2,227.00 (+2.06%) | $201,615 (+4.04%) Land $60,660 Building $140,955 |
| 2024 | $2,182.00 (+3.22%) | |
| 2023 | $2,114.00 (+1.63%) Homeowner's exemption | $193,788 Land $58,305 Building $135,483 |
| 2022 | $2,080.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 633 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | La Jolla Western tribal government · serves 296 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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