3260 Clipper Rd, Deming, WA 98244 Property Records

Whatcom County property record for 3260 Clipper Rd, Deming, WA 98244

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,556 sqft · built 1903
Lot Size	4.61 acres (200,812 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2018)
Tax Bill	$3,948 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`380528-015488-0000`

Property Details

APN / Parcel Number

Primary APN	`380528-015488-0000`
Alternative APNs	`552116` `84908`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1979
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	200,812 sqft (4.61 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	364 sqft
Deck Area	128 sqft
Storage Building	480 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	84908
Street Address	3260 CLIPPER RD
City	DEMING
State	WA
Zip	98244-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10A
Legal Description	W 325 FT OF N 1/2 NW NW-EXC N 125 FT THEREOF-W 325 FT OF N 125 FT OF S 1/2 NW NW-LESS RD
Legal Range	05
Legal Township	38
Legal Section	28
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	1
Census Block	1075
Census Tract	10103

Owner

Source: Whatcom County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3260 CLIPPER RD, DEMING, WA 98244-9100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Jun 8, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jun 8, 2018	Quit Claim Deed, Transfer WHATCOM LAND TITLE
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	2018600935
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000600936
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3260 CLIPPER RD, DEMING, WA 98244-9100
Document Number	2200602604
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NTC - KEY W

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3260 CLIPPER RD DEMING WA 982449100, DEMING, WA 98244-9100

Mortgage

Document Number	2200602604
Date	Jun 16, 2020
Instrument	602604

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 8, 2018
Property Address	3260 CLIPPER RD, DEMING, WA 98244-9100
Document Number	2180600935
Instrument Date	Jun 7, 2018
Instrument	600935
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3260 CLIPPER RD DEMING WA 982449100, DEMING, WA 98244-9100

Mortgage

Document Number	2180600937
Date	Jun 8, 2018
Instrument	600937

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 8, 2018
Property Address	3260 CLIPPER RD, DEMING, WA 98244-9100
Document Number	2180600936
Instrument Date	Jun 7, 2018
Instrument	600936
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3260 CLIPPER RD DEMING WA 982449100, DEMING, WA 98244-9100

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3260 CLIPPER RD, DEMING, WA 98244-9100
Document Number	2180100953
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 CLIPPER RD DEMING WA 982449100, DEMING, WA 98244-9100

Mortgage

Document Number	2180100953
Date	Jan 9, 2018
Instrument	100953

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,948.00 (+25.89%)	$615,588 (+25.92%) Land $315,079 Building $300,509	$615,588 (+25.92%) Land $315,079 Building $300,509
2022		$488,890 Land $101,997 Building $386,893	$488,890 Land $101,997 Building $386,893
2021	$3,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	8 (2003–2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 69% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	75 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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