3260 Central Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 3260 Central Ave, Spring Valley, CA 91977 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,026 sqft · built 1971
Lot Size	0.334 acres (14,557 sqft)
Owner	2 Individual Names on File
Last Sale	$902,000 (May 2022)
Tax Bill	$12,040 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-052-62-00`

Property Details

APN / Parcel Number

Primary APN	`503-052-62-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,026 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	14,557 sqft (0.334 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3260 CENTRAL AVE
City	SPRING VALLEY
State	CA
Zip	91977-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 429 DOC197644REC70 IN LOTS 413&428&IN TR 002034
Legal Subdivision	LA MESA COUNTRY CLUB
Legal Tract	002034
Legal Block	2
Legal Lot Number	413
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13801

Owner

Source: San Diego County records · APN 503-052-62-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3260 CENTRAL AVE, SPRING VALLEY, CA 91977-2003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 02, 2022	Grant Deed, Transfer · Conventional Mortgage MCJAB INC
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 25, 2017	Grant Deed, Transfer · VA Mortgage USAA
Jul 10, 2017	Grant Deed, Construction Loan · Construction Mortgage GENESIS CAP MASTER FUND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2022 · Amount on Record
Deed Sale	May 02, 2022 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	2022190247
Prior Transfer Date	Jul 25, 2003
Prior Transfer Doc	0000957117
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 02, 2022
Property Address	3260 CENTRAL AVE, SPRING VALLEY, CA 91977-2003
Document Number	0000190247
Map Reference	MAP 2034
Instrument Date	Apr 15, 2022
Instrument	2022-0190247
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3260 CENTRAL AVE, SPRING VALLEY, CA 91977-2003

Mortgage

Document Number	0000190248
Date	May 02, 2022
Instrument	2022-0190248

Lender

Name	MCJAB INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Mortgage

Document Number	0000190249
Date	May 02, 2022
Instrument	2022-0190249

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3260 CENTRAL AVE, SPRING VALLEY, CA 91977-2003
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 CENTRAL AVE, SPRING VALLEY, CA 91977-2003

Mortgage

Document Number	0000527244
Date	Sep 10, 2020
Instrument	2020-0527244

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2017
Property Address	3260 CENTRAL AVE, SPRING VALLEY, CA 91977-2003
Document Number	0000497850
Instrument Date	Oct 12, 2017
Instrument	497850
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$691.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3260 CENTRAL AVE SPRING VALLEY CA 919772003, SPRING VALLEY, CA 91977-2003

Mortgage

Document Number	497851
Date	Oct 25, 2017
Instrument	497851

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

July 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2017
Property Address	3260 CENTRAL AVE, SPRING VALLEY, CA 91977-2003
Document Number	0000310391
Instrument Date	Jul 05, 2017
Instrument	310391
Transaction Type	Construction Loan
Record Updated	Aug 08, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 461102 ESCONDIDO CA 920461102, ESCONDIDO, CA 92046-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	310392
Date	Jul 10, 2017
Instrument	310392

Lender

Name	GENESIS CAP MASTER FUND
Type	Funding / Finance Company
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	310394,
Date	Jul 10, 2017
Instrument	310394

Lender

Name	DEVELOPERS CAP IN MPPP/TR (CT)

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 09, 2018

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$976,346 (+2%) Land $541,212 Building $435,134
2025	$12,040.00 (+17.57%)	$957,202 (+15.6%) Land $530,600 Building $426,602
2023	$10,241.00 (+20.64%)	$828,000 Land $458,000 Building $370,000
2022	$8,489.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730138012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 595 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 500
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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