Osceola County property record for 3260 Barber Rd, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,176 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $695,000 (2025) |
| Tax Bill | $4,091.00 (2024) |
| Primary APN | 25-26-29-2585-0001-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,944 sqft Gross Area |
| 1st Floor | 2,176 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Depth X Width | 530 ft x 170 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch Area | 924 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3260 BARBER RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7660 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BARBER SUB PB 2 PG 66 LOT 12 |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | BARBER |
| Legal Tract | 2585 |
| Legal Block | 120 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 25-26-29-2585-0001-0120
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3260 BARBER RD, SAINT CLOUD, FL 34772-7660 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 15, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 02, 2017 | Deed of Trust, Mortgage · Building or Construction Mortgage GATEWAY MORTGAGE GROUP LLC |
| Aug 02, 2017 | Loan Modification, Mortgage GATEWAY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2016 · Amount on Record |
| Deed Doc Number | 202554037 |
| Deed Book / Page | 6779 / 535 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3260 BARBER RD, SAINT CLOUD, FL 34772-7660 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3260 BARBER RD, SAINT CLOUD, FL 34772-7660 |
| Document Number | 0067262073 |
|---|---|
| Date | Jan 15, 2025 |
| Book Page | 6726/2073 |
| Instrument | 2025006643 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | KISSIMMEE, FL 34743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3260 BARBER RD, SAINT CLOUD, FL 34772-7660 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3260 BARBER RD, SAINT CLOUD, FL 34772-7660 |
| Document Number | 0059150004 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 5915/4 |
| Instrument | 2021040291 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3260 BARBER RD, SAINT CLOUD, FL 34772-7660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051101780 |
|---|---|
| Date | Mar 02, 2017 |
| Book Page | 5110/1780 |
| Instrument | 2017033377 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Feb 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3260 BARBER RD, SAINT CLOUD, FL 34772-7660 |
| Document Number | 0052320734 |
| Book / Page | 005232 / 000734 |
| Instrument Date | Aug 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3260 BARBER RD ST CLOUD FL 347727660, ST CLOUD, FL 34772-7660 |
| Document Number | 0052320734 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 005232/000734 |
| Instrument | 155726 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,295.00 (+4.99%) | $299,470 (+5.99%) | $420,100 (+14.97%) Land $124,200 Building $295,900 |
| 2024 | $4,091.00 (+2.12%) | ||
| 2023 | $4,006.00 (+6.34%) Homeowner's exemption | $282,555 (+5.23%) | $365,400 (+15.27%) Land $75,000 Building $290,400 |
| 2022 | $3,767.00 Homeowner's exemption | $268,500 | $317,000 Land $75,000 Building $242,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 181 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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