Campbell County property record for 326 Willow Oak Ter, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,847 sqft · built 1989 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Dec 2014) |
| Tax Bill | $1,063 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20S-5-1 |
| Primary APN | 20S-5-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,847 sqft Living Area |
| Basement Area | 997 sqft |
| Unfinished Basement | 997 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 27,878 sqft (0.64 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 637000 |
|---|---|
| Street Address | 326 WILLOW OAK TER |
| City | FOREST |
| State | VA |
| Zip | 24551-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MOSS CREEK VILLAGE - LOT 1 SEC 5 |
| Legal Subdivision | SECTION 5 MOSS CRK VILLAGE |
| Legal Lot Number | 1 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | SUNBURST |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20403 |
326 Willow Oak Ter is owned and occupied by an individual who bought it in December 2014.
Source: Campbell County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 WILLOW OAK TER, FOREST, VA 24551-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2014 · Amount on File |
| Deed Sale | Dec 1, 2014 · Amount on File |
| Deed Book / Page | 1400 / 5721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Apr 7, 2026 |
| Property Address | 326 WILLOW OAK TER, FOREST, VA 24551-1574 |
| Document Number | 0000001635 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20261635 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 326 WILLOW OAK TER, FOREST, VA 24551-1574 |
| Document Number | 0000001635, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20261635 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 326 Willow Oak Ter was $1,063.
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,063.00 | $236,400 (-) Land $40,000 Building $196,400 | $236,400 Land $40,000 Building $196,400 |
| 2025 | $1,063.00 | $236,400 Land $40,000 Building $196,400 | |
| 2023 | $1,063.00 | $236,400 Land $40,000 Building $196,400 | $236,400 Land $40,000 Building $196,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Willow Oak Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Feb 2025 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Willow Oak Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMPBELL COUNTY CENTRAL SYSTEM serves 21,761 people · EPA ID VA5031150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Glo Fiber Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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