326 Williamsburg Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 326 Williamsburg Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,161 sqft · built 1965
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$161,602 (Jan 2022)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`56W090007100`

Property Details

APN / Parcel Number

Primary APN	`56W090007100`
Alternative APNs	`011004` `11004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,161 sqft Adjusted Area
1st Floor Area	1,754 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	326 WILLIAMSBURG RD
City	COLUMBUS
State	MS
Zip	39705-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	326 WILLIAMSBURG RD LOT 47
Legal Range	18W
Legal Township	18S
Legal Section	04
Legal Subdivision	ARRINGTON PARK 1ST EXT
Legal Lot Number	47
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	3
Census Block	3004
Census Tract	901

Owner

Source: Lowndes County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 WILLIAMSBURG RD, COLUMBUS, MS 39705-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2025	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Mar 8, 2024	Deed of Trust, Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC
Jan 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Oct 23, 2019	Warranty Deed, Transfer JTS & CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Book / Page	2022 / 131
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	326 WILLIAMSBURG RD, COLUMBUS, MS 39705-1948
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252052
Date	Feb 3, 2025
Book Page	2025/2052

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	326 WILLIAMSBURG RD, COLUMBUS, MS 39705-1948
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020244032
Date	Mar 8, 2024
Book Page	2024/4032

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	326 WILLIAMSBURG RD, COLUMBUS, MS 39705-1948
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220522
Date	Jan 5, 2022
Book Page	2022/522

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 5, 2022
Property Address	326 WILLIAMSBURG RD, COLUMBUS, MS 39705-1948
Document Number	0020220131
Book / Page	2022 / 131
Instrument Date	Jan 5, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 LYFORD DR, COLUMBUS, MS 39705-1908
Investor	Possibly a Property Investor

Mortgage

Document Number	0002022522
Date	Jan 5, 2022
Instrument	2022/522

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 3, 2021
Property Address	326 WILLIAMSBURG RD, COLUMBUS, MS 39705-1948
Document Number	0020217927
Book / Page	2021 / 7927
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 LYFORD DR, COLUMBUS, MS 39705-1908

Mortgage

Document Number	0202127855
Date	Sep 3, 2021
Instrument	2021/27855

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 23, 2019
Property Address	326 WILLIAMSBURG RD, COLUMBUS, MS 39705-1948
Document Number	0020197823
Book / Page	002019 / 007823
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2620 LYFORD DR COLUMBUS MS 397051908, COLUMBUS, MS 39705-1908

Mortgage

Document Number	20192470
Date	Oct 23, 2019
Book Page	002019/022470

Lender

Name	JTS & CO
Address	COLUMBUS, MS 39705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 Homeowner's exemption	$14,610 (+17.97%)	$146,100 (+17.97%) Land $20,000 Building $126,100
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$12,385	$123,850 Land $20,000 Building $103,850
2022	$2,975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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