326 Walker St, Sparta, TN 38583 Property Records

White County property record for 326 Walker St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,215 sqft · built 1969
Lot Size	0.267 acres (11,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Sep 2020)
Tax Bill	$828 (2021)
Deeds & Mortgages	Jul 2023 Second Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093059C A 01300`

Property Details

APN / Parcel Number

Primary APN	`093059C A 01300`
Alternative APN	`059C A 01300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,660 sqft (0.267 acres)
Lot Dimensions	110 ft deep x 106 ft wide
Garage Type	Finished
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	132 sqft
Deck Area	324 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 WALKER ST
City	SPARTA
State	TN
Zip	38583-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	DISTRICT: 1
Legal Block	15S
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3009
Census Tract	935400

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 WALKER ST, SPARTA, TN 38583-1729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Jan 8, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST CHOICE LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	20003948
Deed Book / Page	RB465 / 31
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	326 WALKER ST, SPARTA, TN 38583-1729
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB535/641
Date	Jul 25, 2023
Book Page	RB535/641
Instrument	23002825

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Sep 28, 2020
Property Address	326 WALKER ST, SPARTA, TN 38583-1729
Document Number	RB465/31
Book / Page	RB465 / 31
Instrument Date	Sep 25, 2020
Instrument	20003948
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$591.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 WALKER ST, SPARTA, TN 38583-1729

Mortgage

Document Number	20003949
Date	Sep 28, 2020
Instrument	20003949

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jan 8, 2018
Property Address	326 WALKER ST, SPARTA, TN 38583-1729
Document Number	0000000112
Book / Page	000409 / 000183
Instrument Date	Jan 8, 2018
Instrument	112
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.23
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	326 WALKER ST SPARTA TN 385831729, SPARTA, TN 38583-1729

Mortgage

Document Number	113
Date	Jan 8, 2018
Book Page	000409/000185
Instrument	113

Lender

Name	FIRST CHOICE LNDG SVCS
Address	KNOXVILLE, TN 37932

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,825 (+71.42%) Land $2,500 Building $45,325	$191,300 (+71.42%) Land $10,000 Building $181,300
2023		$27,900 Land $2,000 Building $25,900
2021	$828.00
2020			$111,600 Land $8,000 Building $103,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ben Lomand Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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